WHITEFISH CREDIT UNION ASSOCIATION
State-Chartered • Whitefish, Montana • Est. 1934
Quick Facts
- Charter Number
- #61949
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Whitefish, Montana 59937
- Address
- PO Box 37
- Branches
- 8
- ATMs
- 7
- Members
- 64,277
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
64,277 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHITEFISH CREDIT UNION ASSOCIATION |
|---|---|
| Total Assets | $2.1B |
| Members | 64,277 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.8B |
| Net Worth | $257.1M |
| Net Worth Ratio | 12.21% |
| Loan-to-Share Ratio | 73.8% |
| Delinquency Rate | 0.16% |
| Net Income | +$9,424,966 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Whitefish Credit Union - Whitefish Office
Main Office300 Baker Ave
Whitefish, MT 59937
Whitefish Credit Union - Kalispell Office
234 E Montana St
Kalispell, MT 59901
Whitefish Credit Union - Columbia Falls Office
405 9th St W
Columbia Falls, MT 59912
Whitefish Credit Union - Lake County Office
110 3rd Ave E
Polson, MT 59860
Whitefish Credit Union - Eureka Office
105 DEWEY AVE
Eureka, MT 59917
Who Can Join WHITEFISH CREDIT UNION ASSOCIATION?
Membership Type: Community
Membership eligibility for WHITEFISH CREDIT UNION ASSOCIATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHITEFISH CREDIT UNION ASSOCIATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. WHITEFISH CREDIT UNION ASSOCIATION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHITEFISH CREDIT UNION ASSOCIATION has 64,277 members and a potential membership field of 973,828 people.
WHITEFISH CREDIT UNION ASSOCIATION's net worth ratio is 12.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, WHITEFISH CREDIT UNION ASSOCIATION meets this threshold.
WHITEFISH CREDIT UNION ASSOCIATION operates 8 branch locations and has access to 7 ATMs. The main office is located at 300 Baker Ave, Whitefish, MT 59937.
WHITEFISH CREDIT UNION ASSOCIATION was established in 1934. It is a state-chartered credit union chartered under charter number 61949. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHITEFISH CREDIT UNION ASSOCIATION. All financial data is for informational purposes only.