Credit Union Rankings in New Jersey

Top credit unions in New Jersey by assets, members, and financial metrics — Q1 2026 NCUA data.

Top Credit Unions in New Jersey by Assets

Ranked by reported total assets — Q1 2026

Rank	Name	Total Assets	Health
#1	AFFINITY	$4.4B	A
#2	MERCK EMPLOYEES	$1.7B	A+
#3	FINANCIAL RESOURCES	$634.2M	B
#4	PROPONENT	$518.6M	A+
#5	CREDIT UNION OF NEW JERSEY, A	$504.0M	A+
#6	GARDEN SAVINGS	$494.8M	A
#7	FIRST HARVEST	$472.6M	A
#8	PICATINNY	$454.4M	A
#9	FIRST ATLANTIC	$331.8M	A+
#10	UNITED TELETECH FINANCIAL	$329.8M	A
#11	EDIFI	$258.7M	A
#12	NORTH JERSEY	$256.7M	A+
#13	GREATER ALLIANCE	$251.3M	A
#14	JERSEY SHORE	$247.1M	A
#15	THE ATLANTIC	$236.0M	C
#16	XCEL	$186.0M	A
#17	FIRST FINANCIAL	$175.8M	B
#18	PRINCETON	$170.7M	A
#19	RIEGEL	$169.2M	B+
#20	NOVA UA	$155.2M	A+
#21	CAMPBELL	$140.7M	A
#22	LIBERTY SAVINGS	$135.5M	B
#23	HEALTHCARE EMPLOYEES	$134.7M	A+
#24	COUNTY EXCELLENCE	$134.0M	A
#25	MEMBERS 1ST OF NJ	$133.3M	A
#26	DEEPWATER INDUSTRIES	$113.2M	A+
#27	ADVANCED FINANCIAL	$108.5M	B+
#28	SEAPORT	$108.3M	A+
#29	RARITAN BAY	$107.1M	A
#30	RIDGEDALE	$100.5M	A
#31	BAY ATLANTIC	$95.5M	A
#32	IRCO COMMUNITY	$94.6M	A
#33	CENTRAL JERSEY	$94.4M	A+
#34	B-M S	$86.1M	A+
#35	UNION BUILDING TRADES	$84.2M	A
#36	RUTGERS	$81.4M	A+
#37	HOBOKEN SCHOOL EMPLOYEES	$73.6M	A+
#38	UNITED POLES	$72.7M	B
#39	ATLANTIC CITY ELECTRIC CO EMP	$64.7M	B
#40	FORT BILLINGS	$64.6M	A
#41	NEW JERSEY LAW AND PUBLIC SAFETY	$63.9M	A+
#42	MOTION	$62.7M	A
#43	MERCER COUNTY NJ TEACHERS	$50.7M	B+
#44	BRIDGETON ONIZED	$50.5M	B+
#45	CENTRAL JERSEY POLICE & FIRE	$50.2M	A+
#46	SOUTHERN MIDDLESEX CO TCHRS	$47.6M	A+
#47	H. E. TELEPHONE	$46.1M	A+
#48	PUBLIC SERVICE	$40.7M	A+
#49	LAKEHURST NAVAL	$39.6M	C
#50	N.J.T. EMPLOYEES	$38.7M	A+
#51	GARDEN STATE	$37.0M	B
#52	POSTAL EMPLOYEES	$36.7M	A+
#53	COMMUNITY FINANCIAL SERVICES	$31.7M	B
#54	MANVILLE AREA	$29.8M	A+
#55	ATLANTIC HEALTH EMPLOYEES	$28.6M	C
#56	NJ GATEWAY	$28.0M	A
#57	VAH LYONS EMPLOYEES	$27.9M	A+
#58	HARRISON POLICE & FIREMEN'S	$27.5M	A+
#59	FIRST POINT	$25.2M	B+
#60	NEW BRUNSWICK POSTAL	$24.5M	C
#61	JERSEY CENTRAL	$24.2M	B
#62	MID-STATE	$23.8M	A+
#63	MONMOUTH COUNTY POSTAL EMPLOYEES	$21.8M	A+
#64	ESSEX COUNTY TEACHERS	$21.8M	B+
#65	L'OREAL USA	$21.1M	A+
#66	EAST ORANGE VA HOSPITAL	$20.4M	B+
#67	HAMILTON HORIZONS	$19.4M	F
#68	1166	$18.9M	A
#69	ENERGY PEOPLE	$18.2M	A+
#70	TEANECK	$17.1M	B+
#71	DIVISION 819 TRANSIT EMPLOYEES	$15.9M	A
#72	FEDERAL EMPLOYEES NEWARK	$14.8M	A+
#73	PATH	$14.1M	B
#74	LOCAL 1233	$13.9M	A+
#75	P S E	$13.0M	B
#76	PUBLIC SERVICE PLAZA	$12.5M	A+
#77	ERIE LACKAWANNA RAILROAD CO EMP	$12.0M	A+
#78	WAKEFERN	$11.8M	A+
#79	PEOPLES TRANSPORT	$11.6M	A
#80	JERSEY CITY FIREMEN	$11.6M	B+
#81	1ST BERGEN	$11.3M	C
#82	GOYA FOODS EMPLOYEES	$11.2M	A+
#83	MEMBERS CONNECT	$10.7M	B+
#84	HOBOKEN N J POLICE	$10.5M	C
#85	BLOOMFIELD FIRE AND POLICE	$10.1M	C
#86	P.S.E. & G. NUCLEAR EMPLOYEES	$10.0M	A+
#87	EAST ORANGE FIREMENS	$10.0M	F
#88	HMC (NJ)	$9.3M	A+
#89	NEW JERSEY COMMUNITY	$8.7M	C
#90	JERSEY CITY POLICE	$8.1M	B
#91	BAYONNE SCHOOL EMPLOYEES	$7.6M	A
#92	I.L.A. LOCAL 1235	$7.5M	A+
#93	SAKER SHOP RITE	$7.5M	A
#94	PASSAIC POLICE	$7.3M	B+
#95	FORT DIX	$7.3M	F
#96	PUBLIC SERVICE H C EMPLOYEES	$7.2M	A+
#97	ELIZABETH (N.J.) FIREMEN'S	$7.2M	A
#98	NEW JERSEY STATE PBA	$7.1M	A+
#99	OCNAC #1	$7.1M	D
#100	LINDEN NJ POLICE & FIREMEN	$7.0M	A+

Top Credit Unions in New Jersey by Members

Ranked by reported member count — Q1 2026

Rank	Name	Members	Health
#1	AFFINITY	246K	A
#2	FIRST HARVEST	50K	A
#3	CREDIT UNION OF NEW JERSEY, A	39K	A+
#4	GARDEN SAVINGS	31K	A
#5	FINANCIAL RESOURCES	30K	B
#6	NORTH JERSEY	28K	A+
#7	EDIFI	25K	A
#8	UNION BUILDING TRADES	24K	A
#9	MERCK EMPLOYEES	24K	A+
#10	GREATER ALLIANCE	22K	A
#11	FIRST ATLANTIC	20K	A+
#12	PICATINNY	20K	A
#13	PROPONENT	19K	A+
#14	LIBERTY SAVINGS	18K	B
#15	UNITED TELETECH FINANCIAL	18K	A
#16	JERSEY SHORE	16K	A
#17	HEALTHCARE EMPLOYEES	15K	A+
#18	THE ATLANTIC	15K	C
#19	FIRST FINANCIAL	14K	B
#20	MEMBERS 1ST OF NJ	13K	A
#21	XCEL	12K	A
#22	CAMPBELL	11K	A
#23	BAY ATLANTIC	9,139	A
#24	COUNTY EXCELLENCE	8,701	A
#25	PRINCETON	8,701	A
#26	RIEGEL	8,137	B+
#27	DEEPWATER INDUSTRIES	7,745	A+
#28	RARITAN BAY	7,432	A
#29	NEW JERSEY LAW AND PUBLIC SAFETY	7,421	A+
#30	BRIDGETON ONIZED	7,274	B+
#31	RUTGERS	6,470	A+
#32	ADVANCED FINANCIAL	6,393	B+
#33	IRCO COMMUNITY	6,246	A
#34	CENTRAL JERSEY	5,939	A+
#35	SEAPORT	5,698	A+
#36	ATLANTIC HEALTH EMPLOYEES	5,434	C
#37	MOTION	5,021	A
#38	JERSEY CENTRAL	4,031	B
#39	PUBLIC SERVICE	3,926	A+
#40	ATLANTIC CITY ELECTRIC CO EMP	3,894	B
#41	MERCER COUNTY NJ TEACHERS	3,703	B+
#42	RIDGEDALE	3,703	A
#43	NOVA UA	3,696	A+
#44	B-M S	3,591	A+
#45	ESSEX COUNTY TEACHERS	3,542	B+
#46	NEW COMMUNITY	3,531	A+
#47	FORT BILLINGS	3,450	A
#48	GARDEN STATE	3,217	B
#49	NEW BRUNSWICK POSTAL	3,084	C
#50	CENTRAL JERSEY POLICE & FIRE	2,937	A+
#51	SOUTHERN MIDDLESEX CO TCHRS	2,887	A+
#52	COMMUNITY FINANCIAL SERVICES	2,718	B
#53	FEDERAL EMPLOYEES NEWARK	2,662	A+
#54	H. E. TELEPHONE	2,660	A+
#55	HAMILTON HORIZONS	2,630	F
#56	N.J.T. EMPLOYEES	2,517	A+
#57	NJ GATEWAY	2,368	A
#58	EAST ORANGE VA HOSPITAL	2,183	B+
#59	UNITED POLES	2,164	B
#60	OCNAC #1	2,127	D
#61	MANVILLE AREA	1,862	A+
#62	ERIE LACKAWANNA RAILROAD CO EMP	1,862	A+
#63	LAKEHURST NAVAL	1,821	C
#64	POSTAL EMPLOYEES	1,797	A+
#65	1ST BERGEN	1,714	C
#66	L'OREAL USA	1,673	A+
#67	PEOPLES TRANSPORT	1,624	A
#68	MEMBERS CONNECT	1,619	B+
#69	HOBOKEN SCHOOL EMPLOYEES	1,512	A+
#70	DIVISION 819 TRANSIT EMPLOYEES	1,502	A
#71	PATH	1,443	B
#72	SAKER SHOP RITE	1,438	A
#73	VAH LYONS EMPLOYEES	1,408	A+
#74	HARRISON POLICE & FIREMEN'S	1,355	A+
#75	P S E	1,321	B
#76	BLOOMFIELD FIRE AND POLICE	1,291	C
#77	1166	1,276	A
#78	JERSEY CITY FIREMEN	1,248	B+
#79	WAKEFERN	1,224	A+
#80	FIRST POINT	1,186	B+
#81	NEWARK POLICE	1,164	F
#82	MID-STATE	1,139	A+
#83	ELIZABETH (N.J.) FIREMEN'S	1,127	A
#84	ENERGY PEOPLE	1,082	A+
#85	NEW JERSEY STATE PBA	1,074	A+
#86	JERSEY CITY POLICE	1,020	B
#87	BAYONNE SCHOOL EMPLOYEES	1,012	A
#88	MONMOUTH COUNTY POSTAL EMPLOYEES	1,002	A+
#89	UNION COUNTY EMPLOYEES	1,001	A
#90	TEANECK	976	B+
#91	PUBLIC SERVICE PLAZA	949	A+
#92	NEWARK POST OFFICE EMPLOYEES	942	A
#93	P.S.E. & G. NUCLEAR EMPLOYEES	936	A+
#94	LINDEN NJ POLICE & FIREMEN	931	A+
#95	LOCAL 1233	902	A+
#96	PARLIN DUPONT EMPLOYEES	838	C
#97	EAST ORANGE FIREMENS	804	F
#98	WEST HUDSON TEACHERS	795	A
#99	HMC (NJ)	790	A+
#100	TRENTON NJ FIREMEN	785	A+

Highest Reported Net Worth Ratios in New Jersey

Ranked only by reported net worth ratio. A higher ratio indicates a larger capital cushion relative to assets, not an overall quality rating.

Rank	Name	Net Worth Ratio	Total Assets
#1	CLIFTON NJ POSTAL EMPLOYEES	52.1%	$2.1M
#2	ELIZABETH POLICE DEPARTMENT E	50.9%	$1.7M
#3	PUBLIC SERVICE E.D. TRENTON	47.2%	$2.7M
#4	JERSEY CITY FIREMEN	46.6%	$11.6M
#5	ISRAEL MEMORIAL A M E	41.2%	$412K
#6	PUBLIC SERVICE H C EMPLOYEES	39.2%	$7.2M
#7	TERMINALS	37.0%	$964K
#8	METREX	35.7%	$3.7M
#9	NEWARK POLICE	33.6%	$5.2M
#10	NEWARK POST OFFICE EMPLOYEES	32.2%	$2.2M
#11	LINDEN NJ POLICE & FIREMEN	31.4%	$7.0M
#12	BAYONNE CITY EMPLOYEES	27.5%	$4.1M
#13	JERSEY CITY POLICE	27.3%	$8.1M
#14	1ST BERGEN	27.2%	$11.3M
#15	PATH	27.1%	$14.1M
#16	KEARNY MUNICIPAL EMPLOYEES	26.5%	$5.5M
#17	EAST ORANGE FIREMENS	25.9%	$10.0M
#18	PLAINFIELD POLICE & FIREMEN'S	25.7%	$1.2M
#19	L'OREAL USA	25.4%	$21.1M
#20	SAKER SHOP RITE	25.3%	$7.5M
#21	ERIE LACKAWANNA RAILROAD CO EMP	25.0%	$12.0M
#22	WAKEFERN	24.4%	$11.8M
#23	UNION COUNTY EMPLOYEES	22.8%	$6.8M
#24	HOBOKEN N J POLICE	22.4%	$10.5M
#25	GOYA FOODS EMPLOYEES	22.2%	$11.2M
#26	HOBOKEN SCHOOL EMPLOYEES	21.0%	$73.6M
#27	ATLANTIC CITY POLICE	20.9%	$2.1M
#28	PUBLIC SERVICE PLAZA	20.9%	$12.5M
#29	MONMOUTH COUNTY POSTAL EMPLOYEES	20.8%	$21.8M
#30	B-M S	19.9%	$86.1M
#31	PATERSON POLICE	19.5%	$4.7M
#32	OCEAN COUNTY EMPLOYEES	19.5%	$1.5M
#33	NEW JERSEY LAW AND PUBLIC SAFETY	19.1%	$63.9M
#34	ENERGY PEOPLE	18.4%	$18.2M
#35	CAMDEN FIREMEN'S	18.3%	$570K
#36	DIVISION 819 TRANSIT EMPLOYEES	18.1%	$15.9M
#37	TRENTON NJ FIREMEN	18.1%	$4.4M
#38	TRENTON TEACHERS	18.1%	$2.4M
#39	LOCAL 1233	17.9%	$13.9M
#40	JERSEY CENTRAL	17.3%	$24.2M
#41	FEDERAL EMPLOYEES NEWARK	17.2%	$14.8M
#42	GAF LINDEN EMPLOYEES	16.8%	$4.2M
#43	VAH LYONS EMPLOYEES	16.7%	$27.9M
#44	NEW JERSEY STATE PBA	16.1%	$7.1M
#45	POSTAL EMPLOYEES	15.9%	$36.7M
#46	ADVANCED FINANCIAL	15.6%	$108.5M
#47	N. J. LATVIAN	15.5%	$4.9M
#48	PUBLIC SERVICE	15.5%	$40.7M
#49	PASSAIC POLICE	15.3%	$7.3M
#50	H. E. TELEPHONE	15.1%	$46.1M
#51	MERCK EMPLOYEES	15.0%	$1.7B
#52	HARRISON POLICE & FIREMEN'S	14.9%	$27.5M
#53	MID-STATE	14.9%	$23.8M
#54	MERCER COUNTY NJ TEACHERS	14.6%	$50.7M
#55	CENTRAL JERSEY POLICE & FIRE	14.6%	$50.2M
#56	MAUN	14.5%	$3.1M
#57	BLOOMFIELD FIRE AND POLICE	14.3%	$10.1M
#58	MEMBERS CONNECT	14.3%	$10.7M
#59	P S E	14.2%	$13.0M
#60	CAMPBELL	14.1%	$140.7M
#61	PROPONENT	14.0%	$518.6M
#62	ATLANTIC CITY ELECTRIC CO EMP	14.0%	$64.7M
#63	NOVA UA	13.8%	$155.2M
#64	P.S.E. & G. NUCLEAR EMPLOYEES	13.7%	$10.0M
#65	HEALTHCARE EMPLOYEES	13.5%	$134.7M
#66	THE ATLANTIC	13.5%	$236.0M
#67	FIRST ATLANTIC	13.4%	$331.8M
#68	SEAPORT	13.2%	$108.3M
#69	COMMUNITY FINANCIAL SERVICES	13.1%	$31.7M
#70	UNION BUILDING TRADES	12.9%	$84.2M
#71	WEST HUDSON TEACHERS	12.6%	$5.6M
#72	LAKEHURST NAVAL	12.5%	$39.6M
#73	TEANECK	12.4%	$17.1M
#74	NEW COMMUNITY	12.3%	$3.4M
#75	OCNAC #1	12.3%	$7.1M
#76	MANVILLE AREA	11.8%	$29.8M
#77	EAST ORANGE VA HOSPITAL	11.8%	$20.4M
#78	I.L.A. LOCAL 1235	11.8%	$7.5M
#79	LIBERTY SAVINGS	11.7%	$135.5M
#80	RUTGERS	11.6%	$81.4M
#81	N.J.T. EMPLOYEES	11.4%	$38.7M
#82	GARDEN STATE	11.4%	$37.0M
#83	ELIZABETH (N.J.) FIREMEN'S	11.4%	$7.2M
#84	XCEL	10.9%	$186.0M
#85	DEEPWATER INDUSTRIES	10.8%	$113.2M
#86	CREDIT UNION OF NEW JERSEY, A	10.8%	$504.0M
#87	FORT DIX	10.7%	$7.3M
#88	HMC (NJ)	10.7%	$9.3M
#89	SOUTHERN MIDDLESEX CO TCHRS	10.6%	$47.6M
#90	ATLANTIC HEALTH EMPLOYEES	10.6%	$28.6M
#91	NORTH JERSEY	10.4%	$256.7M
#92	CENTRAL JERSEY	10.3%	$94.4M
#93	PEOPLES TRANSPORT	10.2%	$11.6M
#94	RIEGEL	10.2%	$169.2M
#95	NEW JERSEY COMMUNITY	10.0%	$8.7M
#96	PARLIN DUPONT EMPLOYEES	10.0%	$5.3M
#97	PRINCETON	9.8%	$170.7M
#98	MOTION	9.8%	$62.7M
#99	IRCO COMMUNITY	9.8%	$94.6M
#100	NJ GATEWAY	9.7%	$28.0M

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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.