Credit Union Rankings in New Jersey

Top credit unions in New Jersey by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in New Jersey by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	AFFINITY	$4.4B	A
#2	MERCK EMPLOYEES	$1.8B	A+
#3	FINANCIAL RESOURCES	$617.6M	B
#4	PROPONENT	$508.3M	A+
#5	CREDIT UNION OF NEW JERSEY, A	$495.0M	A
#6	GARDEN SAVINGS	$492.7M	A
#7	PICATINNY	$464.6M	A
#8	FIRST HARVEST	$458.4M	A
#9	UNITED TELETECH FINANCIAL	$332.4M	A
#10	FIRST ATLANTIC	$321.8M	A
#11	EDIFI	$253.7M	A
#12	NORTH JERSEY	$252.6M	A
#13	GREATER ALLIANCE	$252.2M	A
#14	JERSEY SHORE	$245.4M	A
#15	THE ATLANTIC	$239.9M	F
#16	XCEL	$186.5M	A
#17	FIRST FINANCIAL	$178.4M	B
#18	PRINCETON	$172.2M	A
#19	RIEGEL	$165.7M	B+
#20	NOVA UA	$152.8M	A+
#21	CAMPBELL	$139.1M	A
#22	LIBERTY SAVINGS	$132.1M	B
#23	HEALTHCARE EMPLOYEES	$130.5M	A+
#24	MEMBERS 1ST OF NJ	$129.2M	A
#25	COUNTY EXCELLENCE	$129.1M	A
#26	DEEPWATER INDUSTRIES	$111.0M	A+
#27	ADVANCED FINANCIAL	$106.9M	B+
#28	SEAPORT	$106.1M	A+
#29	RARITAN BAY	$104.8M	A
#30	RIDGEDALE	$94.9M	A
#31	BAY ATLANTIC	$94.7M	A
#32	IRCO COMMUNITY	$93.8M	A
#33	CENTRAL JERSEY	$92.6M	A+
#34	UNION BUILDING TRADES	$83.9M	A
#35	RUTGERS	$78.9M	A+
#36	B-M S	$78.4M	A+
#37	HOBOKEN SCHOOL EMPLOYEES	$72.4M	A+
#38	UNITED POLES	$70.4M	B
#39	NEW JERSEY LAW AND PUBLIC SAFETY	$64.9M	A+
#40	FORT BILLINGS	$64.1M	B+
#41	MOTION	$61.0M	A
#42	ATLANTIC CITY ELECTRIC CO EMP	$60.7M	B
#43	BRIDGETON ONIZED	$49.9M	B+
#44	MERCER COUNTY NJ TEACHERS	$49.2M	B
#45	CENTRAL JERSEY POLICE & FIRE	$48.4M	A+
#46	H. E. TELEPHONE	$45.9M	A+
#47	SOUTHERN MIDDLESEX CO TCHRS	$45.8M	B
#48	POSTAL EMPLOYEES	$45.0M	C
#49	LAKEHURST NAVAL	$40.6M	C
#50	PUBLIC SERVICE	$40.3M	A+
#51	N.J.T. EMPLOYEES	$37.6M	A+
#52	GARDEN STATE	$37.4M	B
#53	COMMUNITY FINANCIAL SERVICES	$30.9M	B
#54	MANVILLE AREA	$29.7M	A+
#55	VAH LYONS EMPLOYEES	$27.7M	A
#56	HARRISON POLICE & FIREMEN'S	$27.7M	A+
#57	NJ GATEWAY	$27.6M	A
#58	ATLANTIC HEALTH EMPLOYEES	$27.4M	D
#59	FIRST POINT	$25.6M	B+
#60	NEW BRUNSWICK POSTAL	$24.6M	A
#61	JERSEY CENTRAL	$24.0M	B
#62	MID-STATE	$23.5M	A+
#63	MONMOUTH COUNTY POSTAL EMPLOYEES	$21.9M	A+
#64	ESSEX COUNTY TEACHERS	$21.3M	A
#65	L'OREAL USA	$20.8M	A+
#66	EAST ORANGE VA HOSPITAL	$20.0M	B
#67	HAMILTON HORIZONS	$19.1M	F
#68	ENERGY PEOPLE	$18.4M	A+
#69	1166	$18.0M	A
#70	TEANECK	$17.3M	B
#71	DIVISION 819 TRANSIT EMPLOYEES	$15.3M	B+
#72	FEDERAL EMPLOYEES NEWARK	$14.8M	A+
#73	PATH	$13.9M	D
#74	LOCAL 1233	$13.4M	A+
#75	PUBLIC SERVICE PLAZA	$12.5M	A+
#76	P S E	$12.4M	B
#77	PEOPLES TRANSPORT	$11.8M	A
#78	ERIE LACKAWANNA RAILROAD CO EMP	$11.6M	A
#79	JERSEY CITY FIREMEN	$11.6M	A+
#80	WAKEFERN	$11.6M	A+
#81	GOYA FOODS EMPLOYEES	$11.1M	A+
#82	1ST BERGEN	$10.6M	D
#83	FAIRLEIGH DICKINSON UNIVERSITY	$10.5M	A+
#84	HOBOKEN N J POLICE	$10.4M	C
#85	P.S.E. & G. NUCLEAR EMPLOYEES	$10.1M	A+
#86	BLOOMFIELD FIRE AND POLICE	$9.9M	A
#87	EAST ORANGE FIREMENS	$9.6M	F
#88	HMC (NJ)	$9.3M	A+
#89	NEW JERSEY COMMUNITY	$8.8M	B
#90	JERSEY CITY POLICE	$8.0M	B
#91	I.L.A. LOCAL 1235	$7.4M	A+
#92	PUBLIC SERVICE H C EMPLOYEES	$7.4M	A+
#93	FORT DIX	$7.3M	D
#94	SAKER SHOP RITE	$7.2M	C
#95	PASSAIC POLICE	$7.1M	B+
#96	LINDEN NJ POLICE & FIREMEN	$7.1M	B+
#97	OCNAC #1	$7.1M	C
#98	ELIZABETH (N.J.) FIREMEN'S	$7.1M	A
#99	UNION COUNTY EMPLOYEES	$6.8M	B+
#100	NEW JERSEY STATE PBA	$6.2M	A+

Top Credit Unions in New Jersey by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	AFFINITY	242K	A
#2	FIRST HARVEST	49K	A
#3	CREDIT UNION OF NEW JERSEY, A	39K	A
#4	GARDEN SAVINGS	31K	A
#5	FINANCIAL RESOURCES	30K	B
#6	NORTH JERSEY	28K	A
#7	EDIFI	26K	A
#8	UNION BUILDING TRADES	25K	A
#9	MERCK EMPLOYEES	24K	A+
#10	FIRST ATLANTIC	22K	A
#11	GREATER ALLIANCE	21K	A
#12	PICATINNY	20K	A
#13	PROPONENT	19K	A+
#14	LIBERTY SAVINGS	18K	B
#15	UNITED TELETECH FINANCIAL	18K	A
#16	JERSEY SHORE	16K	A
#17	HEALTHCARE EMPLOYEES	15K	A+
#18	THE ATLANTIC	15K	F
#19	FIRST FINANCIAL	14K	B
#20	MEMBERS 1ST OF NJ	13K	A
#21	XCEL	12K	A
#22	CAMPBELL	11K	A
#23	BAY ATLANTIC	9,205	A
#24	COUNTY EXCELLENCE	8,755	A
#25	PRINCETON	8,604	A
#26	RIEGEL	8,173	B+
#27	DEEPWATER INDUSTRIES	7,799	A+
#28	RARITAN BAY	7,545	A
#29	NEW JERSEY LAW AND PUBLIC SAFETY	7,437	A+
#30	BRIDGETON ONIZED	7,281	B+
#31	IRCO COMMUNITY	6,542	A
#32	RUTGERS	6,476	A+
#33	ADVANCED FINANCIAL	6,459	B+
#34	CENTRAL JERSEY	6,021	A+
#35	SEAPORT	5,636	A+
#36	ATLANTIC HEALTH EMPLOYEES	5,510	D
#37	MOTION	5,050	A
#38	JERSEY CENTRAL	4,002	B
#39	ATLANTIC CITY ELECTRIC CO EMP	3,867	B
#40	MERCER COUNTY NJ TEACHERS	3,717	B
#41	PUBLIC SERVICE	3,714	A+
#42	RIDGEDALE	3,709	A
#43	NOVA UA	3,691	A+
#44	B-M S	3,642	A+
#45	ESSEX COUNTY TEACHERS	3,593	A
#46	NEW COMMUNITY	3,527	A+
#47	FORT BILLINGS	3,483	B+
#48	GARDEN STATE	3,255	B
#49	NEW BRUNSWICK POSTAL	3,165	A
#50	CENTRAL JERSEY POLICE & FIRE	2,918	A+
#51	SOUTHERN MIDDLESEX CO TCHRS	2,912	B
#52	COMMUNITY FINANCIAL SERVICES	2,726	B
#53	H. E. TELEPHONE	2,684	A+
#54	HAMILTON HORIZONS	2,656	F
#55	FEDERAL EMPLOYEES NEWARK	2,643	A+
#56	N.J.T. EMPLOYEES	2,526	A+
#57	NJ GATEWAY	2,381	A
#58	EAST ORANGE VA HOSPITAL	2,175	B
#59	OCNAC #1	2,172	C
#60	UNITED POLES	2,154	B
#61	MANVILLE AREA	1,871	A+
#62	ERIE LACKAWANNA RAILROAD CO EMP	1,849	A
#63	LAKEHURST NAVAL	1,830	C
#64	POSTAL EMPLOYEES	1,823	C
#65	L'OREAL USA	1,705	A+
#66	1ST BERGEN	1,697	D
#67	FAIRLEIGH DICKINSON UNIVERSITY	1,613	A+
#68	PEOPLES TRANSPORT	1,609	A
#69	VAH LYONS EMPLOYEES	1,525	A
#70	HOBOKEN SCHOOL EMPLOYEES	1,508	A+
#71	DIVISION 819 TRANSIT EMPLOYEES	1,504	B+
#72	SAKER SHOP RITE	1,427	C
#73	PATH	1,420	D
#74	HARRISON POLICE & FIREMEN'S	1,349	A+
#75	P S E	1,318	B
#76	BLOOMFIELD FIRE AND POLICE	1,287	A
#77	1166	1,261	A
#78	JERSEY CITY FIREMEN	1,252	A+
#79	WAKEFERN	1,226	A+
#80	FIRST POINT	1,208	B+
#81	NEWARK POLICE	1,200	D
#82	MID-STATE	1,150	A+
#83	ELIZABETH (N.J.) FIREMEN'S	1,135	A
#84	ENERGY PEOPLE	1,087	A+
#85	JERSEY CITY POLICE	1,027	B
#86	UNION COUNTY EMPLOYEES	1,016	B+
#87	MONMOUTH COUNTY POSTAL EMPLOYEES	1,015	A+
#88	BAYONNE SCHOOL EMPLOYEES	1,014	A+
#89	P.S.E. & G. NUCLEAR EMPLOYEES	1,011	A+
#90	TEANECK	993	B
#91	PUBLIC SERVICE PLAZA	954	A+
#92	NEWARK POST OFFICE EMPLOYEES	944	B+
#93	LINDEN NJ POLICE & FIREMEN	939	B+
#94	NEW JERSEY STATE PBA	912	A+
#95	LOCAL 1233	904	A+
#96	PARLIN DUPONT EMPLOYEES	829	C
#97	WEST HUDSON TEACHERS	807	A+
#98	EAST ORANGE FIREMENS	804	F
#99	HMC (NJ)	801	A+
#100	NEW JERSEY COMMUNITY	792	B

Healthiest Credit Unions in New Jersey

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	CLIFTON NJ POSTAL EMPLOYEES	52.4%	$2.1M
#2	ELIZABETH POLICE DEPARTMENT E	50.3%	$1.7M
#3	JERSEY CITY FIREMEN	46.7%	$11.6M
#4	PUBLIC SERVICE E.D. TRENTON	45.2%	$2.8M
#5	ISRAEL MEMORIAL A M E	40.7%	$406K
#6	PUBLIC SERVICE H C EMPLOYEES	38.1%	$7.4M
#7	TERMINALS	37.5%	$925K
#8	METREX	36.6%	$3.6M
#9	NEWARK POLICE	33.6%	$5.2M
#10	NEWARK POST OFFICE EMPLOYEES	32.7%	$2.2M
#11	LINDEN NJ POLICE & FIREMEN	31.0%	$7.1M
#12	1ST BERGEN	28.8%	$10.6M
#13	BAYONNE CITY EMPLOYEES	28.7%	$3.9M
#14	PATH	27.6%	$13.9M
#15	JERSEY CITY POLICE	27.1%	$8.0M
#16	EAST ORANGE FIREMENS	26.6%	$9.6M
#17	KEARNY MUNICIPAL EMPLOYEES	26.3%	$5.5M
#18	SAKER SHOP RITE	26.2%	$7.2M
#19	L'OREAL USA	25.9%	$20.8M
#20	ERIE LACKAWANNA RAILROAD CO EMP	25.7%	$11.6M
#21	WAKEFERN	24.3%	$11.6M
#22	CRIERS	23.7%	$1.7M
#23	PLAINFIELD POLICE & FIREMEN'S	22.7%	$1.3M
#24	HOBOKEN N J POLICE	22.7%	$10.4M
#25	UNION COUNTY EMPLOYEES	22.5%	$6.8M
#26	GOYA FOODS EMPLOYEES	22.1%	$11.1M
#27	B-M S	21.9%	$78.4M
#28	ATLANTIC CITY POLICE	21.3%	$2.0M
#29	HOBOKEN SCHOOL EMPLOYEES	21.3%	$72.4M
#30	MONMOUTH COUNTY POSTAL EMPLOYEES	20.9%	$21.9M
#31	PUBLIC SERVICE PLAZA	20.6%	$12.5M
#32	PATERSON POLICE	19.9%	$4.6M
#33	TRENTON TEACHERS	19.5%	$2.1M
#34	CAMDEN FIREMEN'S	19.4%	$524K
#35	NEW JERSEY STATE PBA	18.9%	$6.2M
#36	OCEAN COUNTY EMPLOYEES	18.9%	$1.4M
#37	DIVISION 819 TRANSIT EMPLOYEES	18.6%	$15.3M
#38	NEW JERSEY LAW AND PUBLIC SAFETY	18.5%	$64.9M
#39	LOCAL 1233	18.4%	$13.4M
#40	TRENTON NJ FIREMEN	18.1%	$4.3M
#41	ENERGY PEOPLE	18.1%	$18.4M
#42	GAF LINDEN EMPLOYEES	17.8%	$4.4M
#43	JERSEY CENTRAL	17.6%	$24.0M
#44	FEDERAL EMPLOYEES NEWARK	17.3%	$14.8M
#45	VAH LYONS EMPLOYEES	16.9%	$27.7M
#46	MAUN	16.8%	$2.7M
#47	ADVANCED FINANCIAL	15.7%	$106.9M
#48	PUBLIC SERVICE	15.3%	$40.3M
#49	H. E. TELEPHONE	15.2%	$45.9M
#50	MID-STATE	15.1%	$23.5M
#51	PASSAIC POLICE	15.0%	$7.1M
#52	P S E	14.9%	$12.4M
#53	P.S.E. & G. NUCLEAR EMPLOYEES	14.9%	$10.1M
#54	ATLANTIC CITY ELECTRIC CO EMP	14.7%	$60.7M
#55	HARRISON POLICE & FIREMEN'S	14.7%	$27.7M
#56	CENTRAL JERSEY POLICE & FIRE	14.6%	$48.4M
#57	BLOOMFIELD FIRE AND POLICE	14.5%	$9.9M
#58	FAIRLEIGH DICKINSON UNIVERSITY	14.5%	$10.5M
#59	MERCER COUNTY NJ TEACHERS	14.3%	$49.2M
#60	CAMPBELL	14.3%	$139.1M
#61	PROPONENT	14.3%	$508.3M
#62	NOVA UA	14.0%	$152.8M
#63	MERCK EMPLOYEES	14.0%	$1.8B
#64	COMMUNITY FINANCIAL SERVICES	13.7%	$30.9M
#65	N. J. LATVIAN	13.7%	$5.7M
#66	SEAPORT	13.5%	$106.1M
#67	HEALTHCARE EMPLOYEES	13.4%	$130.5M
#68	NEW COMMUNITY	13.4%	$3.1M
#69	FIRST ATLANTIC	13.4%	$321.8M
#70	THE ATLANTIC	13.4%	$239.9M
#71	POSTAL EMPLOYEES	13.4%	$45.0M
#72	UNION BUILDING TRADES	13.0%	$83.9M
#73	WEST HUDSON TEACHERS	12.7%	$5.6M
#74	TEANECK	12.5%	$17.3M
#75	LIBERTY SAVINGS	12.1%	$132.1M
#76	EAST ORANGE VA HOSPITAL	12.1%	$20.0M
#77	I.L.A. LOCAL 1235	11.9%	$7.4M
#78	OCNAC #1	11.9%	$7.1M
#79	MANVILLE AREA	11.8%	$29.7M
#80	N.J.T. EMPLOYEES	11.7%	$37.6M
#81	RUTGERS	11.7%	$78.9M
#82	ELIZABETH (N.J.) FIREMEN'S	11.5%	$7.1M
#83	LAKEHURST NAVAL	11.2%	$40.6M
#84	GARDEN STATE	11.2%	$37.4M
#85	ATLANTIC HEALTH EMPLOYEES	10.9%	$27.4M
#86	BAYONNE SCHOOL EMPLOYEES	10.9%	$5.7M
#87	XCEL	10.8%	$186.5M
#88	PEOPLES TRANSPORT	10.8%	$11.8M
#89	SOUTHERN MIDDLESEX CO TCHRS	10.7%	$45.8M
#90	HMC (NJ)	10.7%	$9.3M
#91	DEEPWATER INDUSTRIES	10.6%	$111.0M
#92	FORT DIX	10.5%	$7.3M
#93	CENTRAL JERSEY	10.4%	$92.6M
#94	PARLIN DUPONT EMPLOYEES	10.3%	$5.2M
#95	RIEGEL	10.3%	$165.7M
#96	NORTH JERSEY	10.1%	$252.6M
#97	NEW JERSEY COMMUNITY	10.0%	$8.8M
#98	MOTION	9.9%	$61.0M
#99	CREDIT UNION OF NEW JERSEY, A	9.9%	$495.0M
#100	MEMBERS 1ST OF NJ	9.8%	$129.2M

Back to national rankings Browse all credit unions in New Jersey

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.