Credit Union Rankings in New York

Top credit unions in New York by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in New York by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	FOURLEAF	$14.0B	B
#2	UNITED NATIONS	$10.3B	A
#3	TEACHERS	$9.9B	A
#4	ESL	$9.9B	A
#5	BROADVIEW	$9.0B	A
#6	HUDSON VALLEY	$8.1B	A+
#7	VISIONS	$5.3B	A+
#8	MUNICIPAL	$4.9B	B+
#9	JOVIA FINANCIAL	$4.5B	A
#10	EMPOWER	$4.2B	A
#11	USALLIANCE	$3.3B	A
#12	AMERICU	$3.0B	B+
#13	POLISH & SLAVIC	$2.7B	A+
#14	CORNING	$2.6B	A+
#15	SUFFOLK	$2.0B	A
#16	SELF RELIANCE FINANCIAL	$2.0B	A+
#17	MID-HUDSON VALLEY	$1.7B	A
#18	BEGINNINGS	$1.5B	A+
#19	THE SUMMIT	$1.4B	A+
#20	ISLAND	$1.4B	A
#21	QUORUM	$1.3B	B+
#22	SIDNEY	$1.2B	A
#23	SUNMARK	$1.2B	B+
#24	FIRST SOURCE	$1.1B	A+
#25	N C P D	$903.7M	A+
#26	FIRST HERITAGE	$805.3M	A+
#27	HERITAGE FINANCIAL	$804.6M	B+
#28	SEA COMM	$756.7M	A+
#29	RELIANT COMMUNITY	$742.3M	A
#30	CORNERSTONE COMMUNITY	$713.4M	B+
#31	NORTHERN	$678.4M	A+
#32	G.P.O.	$608.2M	A+
#33	PITTSFORD	$542.7M	A+
#34	FIRST NEW YORK	$535.0M	A
#35	SERVU	$506.4M	A+
#36	ADVANTAGE	$490.5M	A
#37	TEG	$489.6M	A
#38	SUMA	$457.6M	B+
#39	UKRAINIAN	$415.3M	B+
#40	HIGH POINT	$414.7M	A+
#41	OCEAN FINANCIAL	$407.6M	A
#42	HUDSON RIVER COMMUNITY	$358.5M	A
#43	NASSAU FINANCIAL	$334.3M	B
#44	ACTORS	$332.6M	B
#45	FAMILY FIRST OF NY	$328.1M	A+
#46	PEOPLE'S ALLIANCE	$319.0M	A+
#47	DANNEMORA	$312.5M	A+
#48	SECNY	$310.4M	B+
#49	ACCESS	$307.0M	A
#50	TCT	$287.7M	A
#51	SAINT LAWRENCE	$258.6M	A+
#52	NIAGARA'S CHOICE	$257.3M	A
#53	MOOG EMPLOYEES	$249.9M	A+
#54	FINGER LAKES	$247.9M	A+
#55	GHS	$232.2M	D
#56	WESTERN DIVISION	$218.5M	A+
#57	PALISADES	$204.8M	A
#58	ONTARIO SHORES	$196.2M	A
#59	FINANCIAL TRUST	$190.7M	A+
#60	SJP	$184.0M	A
#61	FIRST CHOICE FINANCIAL	$179.4M	B+
#62	TRAILNORTH	$176.4M	A
#63	ULSTER	$172.4M	A+
#64	GENESEE VALLEY	$169.9M	A+
#65	ALTERNATIVES	$163.8M	F
#66	TONAWANDA VALLEY	$163.3M	A+
#67	GREATER WOODLAWN	$162.6M	A+
#68	SOUTHERN CHAUTAUQUA	$162.3M	A
#69	INNER LAKES	$159.3M	A
#70	UKRAINIAN NATIONAL	$155.2M	A+
#71	GREAT ERIE	$149.9M	A+
#72	OSWEGO COUNTY	$146.7M	B
#73	TOWN OF HEMPSTEAD EMPLOYEES	$146.2M	B+
#74	BUFFALO METROPOLITAN	$144.0M	C
#75	SYRACUSE FIRE DEPARTMENT EMPLOYEES	$141.8M	A+
#76	MERIDIA COMMUNITY	$138.0M	A+
#77	UTICA GAS & ELECTRIC EMP	$131.2M	A
#78	UFIRST	$130.1M	A+
#79	COMMUNITY RESOURCE	$119.1M	A+
#80	AUBURN COMMUNITY	$118.1M	A+
#81	AMERICAN BROADCAST EMPLOYEES	$117.4M	B
#82	ONE CREDIT UNION OF NY	$110.1M	A+
#83	SALT CITY	$109.5M	A
#84	TRUNORTHERN	$106.2M	A+
#85	NEXT STEP	$105.9M	B
#86	CONSUMERS	$105.0M	A+
#87	LEATHERSTOCKING REGION	$101.3M	A+
#88	COMPASS	$101.1M	A+
#89	I AM	$100.6M	F
#90	GREATER CHAUTAUQUA	$99.5M	A
#91	LUFTHANSA EMP.	$98.7M	A+
#92	ST. PIUS X CHURCH	$96.3M	B+
#93	PORT WASHINGTON	$95.4M	F
#94	GOOD NEIGHBORS	$92.7M	B
#95	CROSSROADS COMMUNITY	$92.5M	A+
#96	EASTERN OPERATING ENGINEERS	$92.3M	A
#97	TRIBORO POSTAL	$90.7M	F
#98	WESTERN NEW YORK	$89.2M	A+
#99	ADIRONDACK REGIONAL	$87.3M	A
#100	RADIUS	$87.0M	B+

Top Credit Unions in New York by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	MUNICIPAL	632K	B+
#2	FOURLEAF	514K	B
#3	BROADVIEW	506K	A
#4	TEACHERS	472K	A
#5	ESL	463K	A
#6	HUDSON VALLEY	389K	A+
#7	EMPOWER	303K	A
#8	UNITED NATIONS	261K	A
#9	VISIONS	252K	A+
#10	JOVIA FINANCIAL	237K	A
#11	AMERICU	202K	B+
#12	USALLIANCE	193K	A
#13	CORNING	166K	A+
#14	POLISH & SLAVIC	126K	A+
#15	THE SUMMIT	97K	A+
#16	MID-HUDSON VALLEY	95K	A
#17	SUNMARK	88K	B+
#18	SUFFOLK	78K	A
#19	SIDNEY	75K	A
#20	BEGINNINGS	75K	A+
#21	QUORUM	71K	B+
#22	FIRST SOURCE	64K	A+
#23	HERITAGE FINANCIAL	57K	B+
#24	SEA COMM	56K	A+
#25	ISLAND	51K	A
#26	FIRST HERITAGE	50K	A+
#27	RELIANT COMMUNITY	49K	A
#28	NORTHERN	45K	A+
#29	CORNERSTONE COMMUNITY	44K	B+
#30	G.P.O.	43K	A+
#31	SERVU	39K	A+
#32	FIRST NEW YORK	39K	A
#33	TEG	36K	A
#34	ADVANTAGE	35K	A
#35	HUDSON RIVER COMMUNITY	34K	A
#36	PEOPLE'S ALLIANCE	32K	A+
#37	SELF RELIANCE FINANCIAL	32K	A+
#38	ACTORS	30K	B
#39	UKRAINIAN	28K	B+
#40	ACCESS	23K	A
#41	DANNEMORA	23K	A+
#42	NIAGARA'S CHOICE	22K	A
#43	PITTSFORD	21K	A+
#44	SOUTHERN CHAUTAUQUA	21K	A
#45	HIGH POINT	21K	A+
#46	FINGER LAKES	20K	A+
#47	N C P D	16K	A+
#48	SECNY	16K	B+
#49	GHS	16K	D
#50	BUFFALO METROPOLITAN	15K	C
#51	I AM	15K	F
#52	FAMILY FIRST OF NY	15K	A+
#53	OSWEGO COUNTY	15K	B
#54	TCT	15K	A
#55	NASSAU FINANCIAL	14K	B
#56	OCEAN FINANCIAL	14K	A
#57	PALISADES	14K	A
#58	FINANCIAL TRUST	14K	A+
#59	FIRST CHOICE FINANCIAL	13K	B+
#60	SAINT LAWRENCE	13K	A+
#61	TONAWANDA VALLEY	13K	A+
#62	GREATER WOODLAWN	13K	A+
#63	ALTERNATIVES	12K	F
#64	THE FINEST	12K	A
#65	ONTARIO SHORES	12K	A
#66	WESTERN DIVISION	11K	A+
#67	TRAILNORTH	11K	A
#68	NEW YORK UNIVERSITY	11K	A+
#69	INNER LAKES	10K	A
#70	GOOD NEIGHBORS	10K	B
#71	UFIRST	10K	A+
#72	MERIDIA COMMUNITY	10K	A+
#73	TOWN OF HEMPSTEAD EMPLOYEES	9,657	B+
#74	GREATER CHAUTAUQUA	9,552	A
#75	SUMA	9,488	B+
#76	GENESEE VALLEY	9,486	A+
#77	GREAT ERIE	9,446	A+
#78	ONE CREDIT UNION OF NY	8,998	A+
#79	LOWER EAST SIDE PEOPLE'S	8,792	D
#80	WESTERN NEW YORK	8,730	A+
#81	MOOG EMPLOYEES	8,605	A+
#82	COMPASS	8,131	A+
#83	GREATER NIAGARA	7,865	A
#84	RADIUS	7,764	B+
#85	AUBURN COMMUNITY	7,723	A+
#86	COMMUNITY RESOURCE	7,279	A+
#87	SJP	7,258	A
#88	ROCKLAND EMPLOYEES	7,046	B
#89	ADIRONDACK REGIONAL	7,031	A
#90	ULSTER	7,031	A+
#91	SALT CITY	7,013	A
#92	QSIDE	6,836	A+
#93	ALCO	6,782	A+
#94	AMERICAN BROADCAST EMPLOYEES	6,722	B
#95	SYRACUSE FIRE DEPARTMENT EMPLOYEES	6,704	A+
#96	BROOKLYN COOPERATIVE	6,590	B
#97	GREAT MEADOW	6,523	A+
#98	UKRAINIAN NATIONAL	6,447	A+
#99	JAMESTOWN AREA COMMUNITY	6,289	A+
#100	LEATHERSTOCKING REGION	5,965	A+

Healthiest Credit Unions in New York

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	CHURCH OF THE MASTER	51.9%	$997K
#2	GENERATIONS UNITED	49.4%	$6.8M
#3	STS PETER & PAUL	43.1%	$687K
#4	FIDELIS	39.6%	$714K
#5	STRATTON AIR NATIONAL GUARD	36.3%	$975K
#6	ST. PHILIP'S CHURCH	33.8%	$1.3M
#7	B.S. AND C.P. HOSPITALS EMPLOYEES	33.0%	$1.0M
#8	UTICA DISTRICT TELEPHONE EMPLOYEES	32.2%	$39.7M
#9	FOCUS FIRST	31.5%	$10.1M
#10	NEW COVENANT DOMINION	30.8%	$4.5M
#11	LOCAL 804	30.5%	$21.8M
#12	COXSACKIE CORRECTIONAL EMP.	29.5%	$4.4M
#13	EMPIRT 207	29.4%	$3.6M
#14	FAR ROCKAWAY POSTAL	29.4%	$224K
#15	UTICA POLICE DEPARTMENT	28.5%	$6.1M
#16	NEIGHBORHOOD TRUST	27.8%	$20.3M
#17	UNION BAPTIST GREENBURGH	27.8%	$360K
#18	PAUL QUINN	26.4%	$346K
#19	MOOG EMPLOYEES	26.4%	$249.9M
#20	AFGM ENTERPRISES	26.0%	$13.0M
#21	WHITE PLAINS P O EMPLOYEES	25.7%	$853K
#22	LONG BEACH TEACHERS	24.9%	$2.7M
#23	THE FINEST	24.4%	$34.5M
#24	GREAT NECK SCHOOL EMPLOYEES	24.3%	$3.0M
#25	GREATER WOODLAWN	23.9%	$162.6M
#26	LATVIAN	22.9%	$2.0M
#27	GENESEE CO-OP	22.8%	$47.4M
#28	ELEKTRA	22.8%	$31.7M
#29	BUFFALO CONRAIL	22.8%	$57.4M
#30	DIRECTORS CHOICE	22.5%	$12.1M
#31	AKRON SCHOOL EMPLOYEES	22.1%	$1.1M
#32	LINTON	22.1%	$7.6M
#33	CO-OPERATIVE	22.0%	$3.5M
#34	BUFFALO POLICE	22.0%	$17.2M
#35	BECCO BUFFALO	21.8%	$1.1M
#36	TRI-COUNTY	21.6%	$4.8M
#37	SCF WESTCHESTER N. Y. EMPLOYEES	20.8%	$1.7M
#38	LOWER EAST SIDE PEOPLE'S	20.7%	$87.0M
#39	URBAN EMPOWERMENT	19.9%	$249K
#40	MARYVALE SCHOOLS	19.7%	$10.0M
#41	NEW YORK UNIVERSITY	19.3%	$72.8M
#42	AMNH EMPLOYEES	19.2%	$1.1M
#43	ATT-WYO CORRECTIONAL EMPLOYEES	19.0%	$16.0M
#44	NIAGARA FALLS TEACHERS	19.0%	$11.8M
#45	TRIBORO POSTAL	19.0%	$90.7M
#46	FIRST FRONTIER	18.8%	$463K
#47	SOUTHERN BAPTIST CHURCH OF NEW YORK	18.6%	$77K
#48	I R E B	18.3%	$2.7M
#49	SUNY FREDONIA	18.3%	$46.0M
#50	SEA COMM	17.7%	$756.7M
#51	TOWN OF CHEEKTOWAGA	17.3%	$36.4M
#52	MOUNT VERNON NY POSTAL EMPLOYEES	17.3%	$1.0M
#53	MAMTA	17.2%	$8.3M
#54	NEW YORK TIMES EMPLOYEES	17.1%	$72.1M
#55	SOUTHERN CHAUTAUQUA	16.9%	$162.3M
#56	KALEIDA HEALTH	16.8%	$20.1M
#57	PARKS HERITAGE	16.8%	$40.4M
#58	ESL	16.7%	$9.9B
#59	LUFTHANSA EMP.	16.6%	$98.7M
#60	UTICA GAS & ELECTRIC EMP	16.5%	$131.2M
#61	UPSTATE TELCO	16.5%	$4.2M
#62	HARRISON TEACHERS	16.4%	$1.1M
#63	PORT WASHINGTON	16.4%	$95.4M
#64	ROCKLAND EMPLOYEES	16.3%	$53.1M
#65	N C P D	16.3%	$903.7M
#66	GOWANDA AREA	16.2%	$31.2M
#67	GENESEE VALLEY	16.2%	$169.9M
#68	TROY	16.0%	$3.7M
#69	NYM	16.0%	$19.4M
#70	SING SING EMPLOYEES	16.0%	$10.7M
#71	MERIDIA COMMUNITY	15.9%	$138.0M
#72	PLATTSBURGH CITY SCHOOL DISTRICT	15.8%	$8.9M
#73	SLOAN PUBLIC SCHOOLS	15.7%	$1.7M
#74	FINGER LAKES HEALTH CARE	15.6%	$34.3M
#75	THE HEART CENTER	15.4%	$20.2M
#76	FINANCIAL TRUST	15.4%	$190.7M
#77	DIVISION 726	15.3%	$9.0M
#78	SAINT JOHN A M E	15.2%	$192K
#79	YONKERS TEACHERS	15.2%	$56.5M
#80	CROSSROADS COMMUNITY	15.2%	$92.5M
#81	SELF RELIANCE FINANCIAL	15.0%	$2.0B
#82	M. C. T.	15.0%	$70.4M
#83	UFIRST	15.0%	$130.1M
#84	ITALO-AMERICAN	15.0%	$39.5M
#85	HUDSON RIVER COMMUNITY	14.9%	$358.5M
#86	SYRACUSE FIRE DEPARTMENT EMPLOYEES	14.9%	$141.8M
#87	REMINGTON	14.8%	$58.2M
#88	SERVU	14.8%	$506.4M
#89	COMPASS	14.7%	$101.1M
#90	FINGER LAKES	14.4%	$247.9M
#91	DANNEMORA	14.3%	$312.5M
#92	SENECA NATION OF INDIANS	14.3%	$8.6M
#93	WESTERN DIVISION	14.2%	$218.5M
#94	HIGH POINT	14.1%	$414.7M
#95	PENN SOUTH COOPERATIVE	14.1%	$8.3M
#96	BEREA	14.0%	$92K
#97	LONG ISLAND ALLIANCE	13.9%	$16.1M
#98	COBBLESTONE COUNTRY	13.9%	$24.0M
#99	ALLEGANY FIRST	13.8%	$25.4M
#100	BOULEVARD	13.8%	$44.6M

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.