Credit Union Rankings in Tennessee

Top credit unions in Tennessee by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Tennessee by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	EASTMAN	$9.9B	A+
#2	KNOXVILLE TVA EMPLOYEES	$5.1B	A+
#3	ORNL	$4.7B	A+
#4	ASCEND	$4.7B	A+
#5	TENNESSEE VALLEY	$3.1B	A+
#6	Y-12	$2.7B	A
#7	LEADERS CREDIT UNION	$1.3B	A+
#8	ORION	$1.3B	A+
#9	ENRICHMENT	$963.1M	A+
#10	FORTERA	$927.8M	A+
#11	FIRST SOUTH FINANCIAL	$828.8M	A+
#12	CORNERSTONE FINANCIAL	$677.7M	A+
#13	CONSUMER	$647.3M	A+
#14	FEDEX EMPLOYEES CREDIT ASSOCIATION	$632.4M	A
#15	U. T.	$561.6M	A
#16	MEMPHIS CITY EMPLOYEES	$496.6M	A+
#17	SOUTHEAST FINANCIAL	$463.7M	B+
#18	COMTRUST	$421.5M	A+
#19	ALCOA TENN	$413.6M	A
#20	TEN	$399.4M	A
#21	HERITAGE SOUTH COMMUNITY CU	$358.2M	A+
#22	OLD HICKORY	$342.0M	A
#23	US COMMUNITY	$335.4M	A+
#24	BOWATER EMPLOYEES	$296.3M	A+
#25	KNOXVILLE TEACHERS	$252.7M	A+
#26	UNITED SOUTHEAST	$251.0M	A+
#27	SOUTHERN SECURITY	$244.9M	A
#28	CHATTANOOGA AREA SCHOOLS	$191.6M	A+
#29	EMPLOYEE RESOURCES	$184.7M	A
#30	NORTHEAST COMMUNITY	$184.3M	A
#31	APPALACHIAN COMMUNITY	$181.1M	A+
#32	JOHNSONVILLE TVA EMPLOYEES	$172.9M	A+
#33	SCENIC COMMUNITY	$158.8M	A
#34	KIMBERLY CLARK	$142.7M	B+
#35	TRUST	$136.4M	B+
#36	CLINCHFIELD	$134.9M	A+
#37	UPPER CUMBERLAND	$133.2M	A
#38	F A A	$126.8M	A
#39	CITY EMPLOYEES	$119.1M	A+
#40	L G & W	$112.5M	A+
#41	HOLLEY	$99.9M	A+
#42	TENNESSEE MEMBERS 1ST	$97.9M	B+
#43	KINGSPORT PRESS CU	$92.7M	A+
#44	FAMILY ADVANTAGE	$91.1M	B+
#45	SHELBY COUNTY	$89.1M	A+
#46	FOOTHILLS	$87.5M	A+
#47	NEW SOUTH CREDIT UNION	$86.3M	A+
#48	TNCONNECT	$86.0M	B+
#49	CREDIT UNION FOR ROBERTSON COUNTY	$83.6M	A+
#50	NASHVILLE POST OFFICE	$80.0M	A
#51	ENBRIGHT	$78.2M	A+
#52	CLEVELAND-BRADLEY CTY TEACHER	$73.9M	A+
#53	CHATTANOOGA FEDERAL EMPLOYEES	$73.6M	A
#54	COPPER BASIN	$69.4M	A+
#55	MIDDLE TENNESSEE	$68.6M	A
#56	SELECT SEVEN	$62.2M	A+
#57	HORIZON	$60.0M	A+
#58	VERITAS	$56.9M	B+
#59	GREATER EASTERN	$56.5M	A
#60	RESOURCE	$55.5M	A
#61	FEDTRUST	$54.8M	B
#62	HEALTHNET	$54.4M	A+
#63	JACK DANIEL EMPLOYEES	$53.7M	A+
#64	VANDERBILT	$52.4M	B
#65	FIRST CHOICE COMMUNITY	$48.8M	A+
#66	METHODIST HEALTHCARE	$44.5M	B
#67	COLLEGEDALE	$43.3M	A
#68	UPS EMPLOYEES	$43.2M	A+
#69	LAKESIDE	$42.3M	A+
#70	KNOXVILLE LAW ENFORCEMENT	$41.6M	A+
#71	EPB EMPLOYEES	$40.0M	C
#72	M.P.D. COMMUNITY	$39.4M	A
#73	ST. THOMAS	$38.0M	C
#74	NASHVILLE FIREMEN'S	$37.0M	A+
#75	HAPPY VALLEY	$36.6M	A+
#76	KNOXVILLE FIREFIGHTERS	$36.4M	A+
#77	KOIN	$36.2M	A
#78	OUTREACH	$34.4M	A+
#79	PATRIOT EQUITY	$34.1M	B+
#80	KNOX COUNTY TEACHERS	$33.9M	A+
#81	KEMBA DELTA	$31.0M	B
#82	TENNESSEE EMPLOYEES	$30.1M	A
#83	ETMA	$29.7M	A
#84	BEACON FINANCIAL	$28.3M	B
#85	HIWASSEE RIVER	$26.9M	A+
#86	CHATTANOOGA FIRST	$26.1M	B
#87	KENNEDY VA EMPLOYEES	$25.6M	A+
#88	HEALTHCARE SERVICES	$24.6M	A+
#89	MARYVILLE MUNICIPAL	$23.2M	A+
#90	SOUTHERN	$18.7M	B
#91	THE WEST TENNESSEE	$18.4M	A+
#92	PARTHENON	$17.6M	F
#93	SKYLINE	$16.9M	C
#94	ENLIGHTEN	$16.8M	A+
#95	TENNESSEE RIVER	$16.0M	A+
#96	APPLIANCE	$15.9M	A+
#97	YOUR BEST CREDIT UNION	$15.9M	A+
#98	GATEWAY	$15.7M	A
#99	MEMPHIS MUNICIPAL EMPLOYEES	$14.4M	B
#100	GREENEVILLE CITY EMPLOYEES'	$13.5M	A+

Top Credit Unions in Tennessee by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	EASTMAN	356K	A+
#2	KNOXVILLE TVA EMPLOYEES	304K	A+
#3	ASCEND	264K	A+
#4	ORNL	226K	A+
#5	TENNESSEE VALLEY	175K	A+
#6	Y-12	136K	A
#7	FEDEX EMPLOYEES CREDIT ASSOCIATION	95K	A
#8	LEADERS CREDIT UNION	88K	A+
#9	FORTERA	83K	A+
#10	FIRST SOUTH FINANCIAL	71K	A+
#11	ORION	68K	A+
#12	CORNERSTONE FINANCIAL	49K	A+
#13	ENRICHMENT	48K	A+
#14	MEMPHIS CITY EMPLOYEES	44K	A+
#15	SOUTHEAST FINANCIAL	37K	B+
#16	HERITAGE SOUTH COMMUNITY CU	36K	A+
#17	CONSUMER	31K	A+
#18	U. T.	26K	A
#19	US COMMUNITY	26K	A+
#20	EMPLOYEE RESOURCES	25K	A
#21	UNITED SOUTHEAST	23K	A+
#22	ALCOA TENN	22K	A
#23	OLD HICKORY	22K	A
#24	BOWATER EMPLOYEES	21K	A+
#25	SOUTHERN SECURITY	19K	A
#26	TEN	19K	A
#27	COMTRUST	18K	A+
#28	SCENIC COMMUNITY	14K	A
#29	NORTHEAST COMMUNITY	13K	A
#30	CHATTANOOGA AREA SCHOOLS	12K	A+
#31	APPALACHIAN COMMUNITY	12K	A+
#32	JOHNSONVILLE TVA EMPLOYEES	11K	A+
#33	SHELBY COUNTY	9,601	A+
#34	CREDIT UNION FOR ROBERTSON COUNTY	9,520	A+
#35	UPPER CUMBERLAND	9,259	A
#36	HOLLEY	9,154	A+
#37	CITY EMPLOYEES	8,467	A+
#38	KIMBERLY CLARK	8,210	B+
#39	F A A	7,710	A
#40	TRUST	7,704	B+
#41	FAMILY ADVANTAGE	7,224	B+
#42	VANDERBILT	6,859	B
#43	NEW SOUTH CREDIT UNION	6,748	A+
#44	ENBRIGHT	6,698	A+
#45	KNOXVILLE TEACHERS	6,627	A+
#46	CLINCHFIELD	6,522	A+
#47	TNCONNECT	6,316	B+
#48	KINGSPORT PRESS CU	6,200	A+
#49	UPS EMPLOYEES	6,182	A+
#50	COPPER BASIN	6,123	A+
#51	L G & W	5,708	A+
#52	METHODIST HEALTHCARE	5,532	B
#53	MIDDLE TENNESSEE	5,532	A
#54	FOOTHILLS	5,273	A+
#55	SELECT SEVEN	5,270	A+
#56	KEMBA DELTA	5,004	B
#57	VERITAS	4,938	B+
#58	TENNESSEE MEMBERS 1ST	4,483	B+
#59	HEALTHNET	4,481	A+
#60	COLLEGEDALE	4,447	A
#61	CLEVELAND-BRADLEY CTY TEACHER	4,339	A+
#62	NASHVILLE POST OFFICE	4,300	A
#63	HORIZON	4,103	A+
#64	GREATER EASTERN	4,020	A
#65	RESOURCE	3,983	A
#66	FIRST CHOICE COMMUNITY	3,608	A+
#67	KENNEDY VA EMPLOYEES	3,350	A+
#68	JACK DANIEL EMPLOYEES	3,252	A+
#69	NASHVILLE FIREMEN'S	3,228	A+
#70	HAPPY VALLEY	3,228	A+
#71	MEMPHIS MUNICIPAL EMPLOYEES	3,174	B
#72	HEALTHCARE SERVICES	3,116	A+
#73	TENNESSEE EMPLOYEES	2,951	A
#74	M.P.D. COMMUNITY	2,947	A
#75	FEDTRUST	2,893	B
#76	CHATTANOOGA FEDERAL EMPLOYEES	2,836	A
#77	LAKESIDE	2,640	A+
#78	EPB EMPLOYEES	2,483	C
#79	ST. THOMAS	2,445	C
#80	GATEWAY	2,172	A
#81	BEACON FINANCIAL	2,166	B
#82	OUTREACH	2,143	A+
#83	KNOX COUNTY TEACHERS	2,138	A+
#84	PATRIOT EQUITY	2,126	B+
#85	KOIN	2,111	A
#86	APPLIANCE	1,980	A+
#87	HIWASSEE RIVER	1,962	A+
#88	KNOXVILLE FIREFIGHTERS	1,841	A+
#89	PARTHENON	1,774	F
#90	YOUR BEST CREDIT UNION	1,748	A+
#91	BCBST EMPLOYEES	1,736	A+
#92	THE WEST TENNESSEE	1,683	A+
#93	KNOXVILLE LAW ENFORCEMENT	1,677	A+
#94	TENNESSEE DEPARTMENT OF SAFETY	1,669	A+
#95	SOUTHERN	1,642	B
#96	I B E W 175	1,625	F
#97	SKYLINE	1,620	C
#98	GREENEVILLE CITY EMPLOYEES'	1,582	A+
#99	TENNESSEE RIVER	1,575	A+
#100	CHATTANOOGA FIRST	1,563	B

Healthiest Credit Unions in Tennessee

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	FAIR BREAK	100.0%	$22
#2	GREENEVILLE WORKS EMPLS. SAV. ASSN.	52.8%	$1.8M
#3	HURD EMPLOYEES	37.2%	$4.2M
#4	TENNESSEE RIVER	33.5%	$16.0M
#5	BULAB EMPLOYEES	31.2%	$2.5M
#6	KELLOGG MEMPHIS EMPLOYEES	30.6%	$3.1M
#7	FIRST SOUTH FINANCIAL	30.4%	$828.8M
#8	GREENEVILLE CITY EMPLOYEES'	29.1%	$13.5M
#9	KEMBA DELTA	28.7%	$31.0M
#10	TENNESSEE DEPARTMENT OF SAFETY	26.9%	$11.7M
#11	A.U.B. EMPLOYEES'	26.9%	$1.5M
#12	UPS EMPLOYEES	23.6%	$43.2M
#13	SKYLINE	23.6%	$16.9M
#14	KIMBERLY CLARK	22.4%	$142.7M
#15	SEVIER COUNTY SCHOOLS	22.2%	$12.8M
#16	CHATTANOOGA FIRST	21.8%	$26.1M
#17	DELTA REFINING CO EMP	21.8%	$4.6M
#18	CITY EMPLOYEES	21.6%	$119.1M
#19	L G & W	21.6%	$112.5M
#20	WCG EMPLOYEES	21.5%	$1.0M
#21	BCBST EMPLOYEES	20.7%	$10.3M
#22	MEMPHIS MUNICIPAL EMPLOYEES	20.7%	$14.4M
#23	B. M. H.	20.4%	$3.8M
#24	TENNESSEE EMPLOYEES	20.3%	$30.1M
#25	BASF CHATTANOOGA	19.5%	$3.4M
#26	KNOXVILLE FIREFIGHTERS	19.4%	$36.4M
#27	NASHVILLE FIREMEN'S	18.6%	$37.0M
#28	ORION	18.6%	$1.3B
#29	F A A	18.4%	$126.8M
#30	ALCOA MUNICIPAL EMPLOYEES	18.3%	$4.5M
#31	METHODIST HEALTHCARE	18.1%	$44.5M
#32	HAPPY VALLEY	17.9%	$36.6M
#33	GALLATIN STEAM PLANT	17.8%	$7.6M
#34	KNOX CO. EMPLOYEES	17.4%	$13.0M
#35	DIXIE LINE	17.3%	$13.2M
#36	LAKESIDE	17.2%	$42.3M
#37	P.I.A.S.	17.2%	$4.3M
#38	CHATTANOOGA FEDERAL EMPLOYEES	17.1%	$73.6M
#39	PARTHENON	17.1%	$17.6M
#40	I B E W 175	17.0%	$13.0M
#41	NORTHEAST COMMUNITY	17.0%	$184.3M
#42	TVA MID-SOUTH	16.7%	$3.4M
#43	NASHVILLE POST OFFICE	16.6%	$80.0M
#44	MIDDLE TENNESSEE	16.4%	$68.6M
#45	METROPOLITAN TEACHERS	16.4%	$2.5M
#46	HERITAGE SOUTH COMMUNITY CU	16.4%	$358.2M
#47	MARYVILLE MUNICIPAL	16.2%	$23.2M
#48	JOHNSONVILLE TVA EMPLOYEES	16.2%	$172.9M
#49	KINGSPORT PRESS CU	16.0%	$92.7M
#50	FIRST CHOICE COMMUNITY	15.8%	$48.8M
#51	HEALTHCARE SERVICES	15.6%	$24.6M
#52	YOUR BEST CREDIT UNION	15.6%	$15.9M
#53	KENNEDY VA EMPLOYEES	15.2%	$25.6M
#54	KNOX COUNTY TEACHERS	15.0%	$33.9M
#55	NEW SOUTH CREDIT UNION	14.8%	$86.3M
#56	OLIVET BAPTIST	14.8%	$616K
#57	TENNESSEE VALLEY	14.7%	$3.1B
#58	SHELBY COUNTY	14.5%	$89.1M
#59	ASCEND	14.5%	$4.7B
#60	MEMPHIS CITY EMPLOYEES	14.4%	$496.6M
#61	EASTMAN	14.3%	$9.9B
#62	CN/IC EMPLOYEES	14.2%	$10.3M
#63	FEDEX EMPLOYEES CREDIT ASSOCIATION	14.1%	$632.4M
#64	GREATER EASTERN	14.0%	$56.5M
#65	HEALTHNET	14.0%	$54.4M
#66	MEMORIAL	13.9%	$7.1M
#67	ENLIGHTEN	13.8%	$16.8M
#68	HOLLEY	13.8%	$99.9M
#69	ALCOA TENN	13.6%	$413.6M
#70	UNITED SOUTHEAST	13.5%	$251.0M
#71	SELECT SEVEN	13.3%	$62.2M
#72	CREDIT UNION FOR ROBERTSON COUNTY	12.8%	$83.6M
#73	ETMA	12.8%	$29.7M
#74	CLINCHFIELD	12.4%	$134.9M
#75	KNOXVILLE LAW ENFORCEMENT	12.4%	$41.6M
#76	CLEVELAND-BRADLEY CTY TEACHER	12.4%	$73.9M
#77	CHATTANOOGA AREA SCHOOLS	12.3%	$191.6M
#78	FORTERA	12.2%	$927.8M
#79	TRUST	11.9%	$136.4M
#80	ST. THOMAS	11.9%	$38.0M
#81	ENRICHMENT	11.8%	$963.1M
#82	SOUTHERN	11.8%	$18.7M
#83	HORIZON	11.6%	$60.0M
#84	US COMMUNITY	11.5%	$335.4M
#85	JACK DANIEL EMPLOYEES	11.3%	$53.7M
#86	M.P.D. COMMUNITY	11.3%	$39.4M
#87	COMTRUST	11.2%	$421.5M
#88	TENNESSEE MEMBERS 1ST	11.2%	$97.9M
#89	KNOXVILLE TVA EMPLOYEES	11.2%	$5.1B
#90	OUTREACH	11.1%	$34.4M
#91	APPLIANCE	11.1%	$15.9M
#92	ORNL	11.0%	$4.7B
#93	HIWASSEE RIVER	11.0%	$26.9M
#94	ENBRIGHT	11.0%	$78.2M
#95	COPPER BASIN	10.9%	$69.4M
#96	APPALACHIAN COMMUNITY	10.9%	$181.1M
#97	LEADERS CREDIT UNION	10.9%	$1.3B
#98	THE WEST TENNESSEE	10.7%	$18.4M
#99	KNOXVILLE TEACHERS	10.7%	$252.7M
#100	CONSUMER	10.6%	$647.3M

Back to national rankings Browse all credit unions in Tennessee

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.