Credit Union Rankings in West Virginia

Top credit unions in West Virginia by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in West Virginia by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	BAYER HERITAGE	$786.2M	A
#2	FIRST CHOICE AMERICA COMMUNITY	$687.5M	A+
#3	FAIRMONT	$580.6M	A
#4	WEST VIRGINIA CENTRAL	$322.8M	A+
#5	PIONEER APPALACHIA	$238.8M	A+
#6	LONG REACH	$181.0M	A
#7	STAR USA	$157.3M	A
#8	WEST VIRGINIA	$138.8M	A+
#9	PEOPLES	$128.4M	B
#10	THE UNITED	$106.3M	C
#11	ONE COMMUNITY	$102.7M	A
#12	UNIVERSAL	$94.6M	A+
#13	THE STATE	$92.6M	A+
#14	MEMBERS CHOICE WV	$91.2M	A
#15	ELEMENT	$84.6M	A
#16	CAMC	$78.5M	A+
#17	FIRST PRIORITY	$74.0M	A+
#18	167TH TFR	$70.1M	A+
#19	WVU EMPLOYEES	$63.3M	A
#20	STRIP STEEL COMMUNITY	$57.3M	A+
#21	WV NATIONAL GUARD	$51.2M	A+
#22	METRO COMMUNITY	$48.5M	C
#23	RAVENSWOOD	$48.4M	B
#24	HUNTINGTONIZED	$47.2M	A
#25	MOUNTAIN HERITAGE	$45.8M	C
#26	KEMBA CHARLESTON	$45.0M	A
#27	HOPE	$41.6M	A+
#28	MORGANTOWN A E S	$38.2M	A
#29	HOME	$36.2M	A+
#30	UNION TRADES	$35.2M	B+
#31	CHHE	$31.3M	A
#32	HUNTINGTON C & O RAILWAY EMPLOYEES	$30.4M	F
#33	PRESTON	$30.2M	A+
#34	IBEW 317	$29.1M	C
#35	ALLOY	$28.3M	B+
#36	MERCER COUNTY W VA TEACHERS	$27.9M	B
#37	WEE	$26.5M	B
#38	MARSHALL COUNTY	$26.2M	A+
#39	HANCOCK SCHOOL EMP.	$23.6M	A+
#40	RALEIGH CO. EDUCATORS	$21.3M	A+
#41	RALEIGH COUNTY	$20.0M	A+
#42	EASTERN PANHANDLE	$18.5M	A+
#43	MARTINSBURG V.A. CENTER	$16.8M	A+
#44	CAPE	$16.2M	C
#45	HARRISON COUNTY	$15.2M	A+
#46	CHARLESTON	$14.9M	A+
#47	SOUTH CHARLESTON EMPLOYEES	$14.7M	D
#48	ROMNEY	$14.3M	A
#49	NATIONAL EMPLOYEES	$14.1M	A+
#50	PUTNAM SCHOOL EMPLOYEES	$13.7M	A+
#51	UNITED HOSPITAL CENTER	$12.6M	B
#52	WILLOW ISLAND	$11.7M	B
#53	NATRIUM EMPLOYEES	$11.7M	A+
#54	CHA-TEL	$11.1M	A+
#55	LOCAL NO. 317 I.A.F.F.	$10.3M	A
#56	MARION COUNTY SCHOOL EMPLOYEES	$9.1M	A+
#57	FAYETTE	$8.7M	A+
#58	PACE	$8.6M	A+
#59	ALDERSON FCI	$8.4M	F
#60	CITY OF CLARKSBURG	$8.3M	A+
#61	BERKELEY COUNTY PUBLIC SCHOOLS	$7.8M	A
#62	TWIN OAKS	$6.1M	A+
#63	HUNTINGTON WEST VA FIREMENS	$5.8M	A+
#64	OHIO COUNTY PUBLIC SCHOOLS	$5.6M	A+
#65	APPALACHIAN POWER EMPLOYEES	$5.4M	B
#66	C C M H	$5.0M	A+
#67	CHARLESTON POSTAL	$4.9M	B
#68	TEAMSTERS LOCAL 697	$2.7M	A
#69	CITY OF FAIRMONT	$1.4M	F
#70	LOGAN COUNTY SCHOOL EMPLOYEES	$1.2M	A+
#71	U S EMPLOYEES	$533K	D
#72	EAGLE CAN EMPLOYEES	$510K	A+
#73	W. VIRGINIA STATE CONVENTION	$407K	B+
#74	MCDOWELL COUNTY	$64K	A+

Top Credit Unions in West Virginia by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	FAIRMONT	45K	A
#2	BAYER HERITAGE	44K	A
#3	FIRST CHOICE AMERICA COMMUNITY	31K	A+
#4	WEST VIRGINIA CENTRAL	24K	A+
#5	PIONEER APPALACHIA	15K	A+
#6	STAR USA	14K	A
#7	LONG REACH	11K	A
#8	PEOPLES	11K	B
#9	MOUNTAIN HERITAGE	8,545	C
#10	THE STATE	8,408	A+
#11	ONE COMMUNITY	8,375	A
#12	167TH TFR	7,859	A+
#13	FIRST PRIORITY	7,315	A+
#14	WEST VIRGINIA	7,249	A+
#15	WVU EMPLOYEES	6,031	A
#16	UNIVERSAL	6,008	A+
#17	MEMBERS CHOICE WV	5,994	A
#18	THE UNITED	5,944	C
#19	RAVENSWOOD	5,401	B
#20	CAMC	5,149	A+
#21	ALLOY	4,851	B+
#22	HUNTINGTONIZED	4,835	A
#23	METRO COMMUNITY	4,600	C
#24	ELEMENT	4,426	A
#25	HUNTINGTON C & O RAILWAY EMPLOYEES	4,415	F
#26	MORGANTOWN A E S	4,224	A
#27	CHHE	4,048	A
#28	KEMBA CHARLESTON	3,852	A
#29	STRIP STEEL COMMUNITY	3,535	A+
#30	HOME	3,045	A+
#31	NATIONAL EMPLOYEES	3,016	A+
#32	UNION TRADES	2,823	B+
#33	EASTERN PANHANDLE	2,745	A+
#34	HOPE	2,577	A+
#35	MARSHALL COUNTY	2,560	A+
#36	MERCER COUNTY W VA TEACHERS	2,528	B
#37	RALEIGH CO. EDUCATORS	2,288	A+
#38	RALEIGH COUNTY	2,043	A+
#39	IBEW 317	1,996	C
#40	PRESTON	1,904	A+
#41	PUTNAM SCHOOL EMPLOYEES	1,903	A+
#42	WV NATIONAL GUARD	1,814	A+
#43	WEE	1,777	B
#44	WILLOW ISLAND	1,756	B
#45	ROMNEY	1,600	A
#46	MARTINSBURG V.A. CENTER	1,599	A+
#47	UNITED HOSPITAL CENTER	1,493	B
#48	HANCOCK SCHOOL EMP.	1,402	A+
#49	TWIN OAKS	1,264	A+
#50	CHA-TEL	1,260	A+
#51	CHARLESTON	1,258	A+
#52	HARRISON COUNTY	1,219	A+
#53	SOUTH CHARLESTON EMPLOYEES	1,213	D
#54	PACE	1,200	A+
#55	CAPE	1,184	C
#56	BERKELEY COUNTY PUBLIC SCHOOLS	1,037	A
#57	C C M H	936	A+
#58	APPALACHIAN POWER EMPLOYEES	838	B
#59	MARION COUNTY SCHOOL EMPLOYEES	814	A+
#60	FAYETTE	772	A+
#61	CITY OF CLARKSBURG	755	A+
#62	NATRIUM EMPLOYEES	750	A+
#63	ALDERSON FCI	687	F
#64	CHARLESTON POSTAL	664	B
#65	HUNTINGTON WEST VA FIREMENS	648	A+
#66	OHIO COUNTY PUBLIC SCHOOLS	618	A+
#67	TEAMSTERS LOCAL 697	554	A
#68	LOCAL NO. 317 I.A.F.F.	415	A
#69	LOGAN COUNTY SCHOOL EMPLOYEES	407	A+
#70	CITY OF FAIRMONT	330	F
#71	W. VIRGINIA STATE CONVENTION	194	B+
#72	EAGLE CAN EMPLOYEES	116	A+
#73	U S EMPLOYEES	115	D
#74	MCDOWELL COUNTY	32	A+

Healthiest Credit Unions in West Virginia

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	SOUTH CHARLESTON EMPLOYEES	57.6%	$14.7M
#2	EAGLE CAN EMPLOYEES	28.4%	$510K
#3	THE UNITED	28.0%	$106.3M
#4	CAMC	27.9%	$78.5M
#5	RALEIGH CO. EDUCATORS	25.4%	$21.3M
#6	APPALACHIAN POWER EMPLOYEES	25.2%	$5.4M
#7	ALDERSON FCI	24.8%	$8.4M
#8	MCDOWELL COUNTY	24.8%	$64K
#9	FAYETTE	23.1%	$8.7M
#10	WVU EMPLOYEES	23.0%	$63.3M
#11	UNITED HOSPITAL CENTER	23.0%	$12.6M
#12	MARION COUNTY SCHOOL EMPLOYEES	22.0%	$9.1M
#13	MEMBERS CHOICE WV	21.8%	$91.2M
#14	PUTNAM SCHOOL EMPLOYEES	20.8%	$13.7M
#15	KEMBA CHARLESTON	20.2%	$45.0M
#16	HOPE	20.1%	$41.6M
#17	LOGAN COUNTY SCHOOL EMPLOYEES	20.1%	$1.2M
#18	STRIP STEEL COMMUNITY	19.7%	$57.3M
#19	THE STATE	19.0%	$92.6M
#20	WEST VIRGINIA	18.4%	$138.8M
#21	HARRISON COUNTY	18.4%	$15.2M
#22	FIRST CHOICE AMERICA COMMUNITY	18.0%	$687.5M
#23	UNION TRADES	17.5%	$35.2M
#24	HUNTINGTONIZED	16.5%	$47.2M
#25	PEOPLES	16.3%	$128.4M
#26	HUNTINGTON C & O RAILWAY EMPLOYEES	15.1%	$30.4M
#27	ALLOY	14.9%	$28.3M
#28	HOME	14.9%	$36.2M
#29	MOUNTAIN HERITAGE	14.8%	$45.8M
#30	CHARLESTON	14.6%	$14.9M
#31	WV NATIONAL GUARD	14.3%	$51.2M
#32	MARSHALL COUNTY	14.2%	$26.2M
#33	MARTINSBURG V.A. CENTER	14.0%	$16.8M
#34	CITY OF CLARKSBURG	14.0%	$8.3M
#35	WEE	14.0%	$26.5M
#36	NATIONAL EMPLOYEES	13.8%	$14.1M
#37	CHA-TEL	13.8%	$11.1M
#38	UNIVERSAL	13.5%	$94.6M
#39	WEST VIRGINIA CENTRAL	13.4%	$322.8M
#40	PRESTON	13.4%	$30.2M
#41	TWIN OAKS	13.3%	$6.1M
#42	RALEIGH COUNTY	13.1%	$20.0M
#43	PACE	12.9%	$8.6M
#44	C C M H	12.4%	$5.0M
#45	TEAMSTERS LOCAL 697	12.4%	$2.7M
#46	HUNTINGTON WEST VA FIREMENS	12.3%	$5.8M
#47	OHIO COUNTY PUBLIC SCHOOLS	12.2%	$5.6M
#48	ELEMENT	11.9%	$84.6M
#49	EASTERN PANHANDLE	11.7%	$18.5M
#50	FIRST PRIORITY	11.6%	$74.0M
#51	NATRIUM EMPLOYEES	11.5%	$11.7M
#52	HANCOCK SCHOOL EMP.	11.4%	$23.6M
#53	PIONEER APPALACHIA	11.3%	$238.8M
#54	IBEW 317	10.9%	$29.1M
#55	167TH TFR	10.4%	$70.1M
#56	ONE COMMUNITY	10.3%	$102.7M
#57	LONG REACH	10.0%	$181.0M
#58	STAR USA	10.0%	$157.3M
#59	CITY OF FAIRMONT	9.9%	$1.4M
#60	FAIRMONT	9.9%	$580.6M
#61	BERKELEY COUNTY PUBLIC SCHOOLS	9.8%	$7.8M
#62	CHHE	9.7%	$31.3M
#63	BAYER HERITAGE	9.7%	$786.2M
#64	METRO COMMUNITY	9.5%	$48.5M
#65	MORGANTOWN A E S	9.4%	$38.2M
#66	RAVENSWOOD	9.2%	$48.4M
#67	ROMNEY	9.2%	$14.3M
#68	CHARLESTON POSTAL	9.1%	$4.9M
#69	U S EMPLOYEES	8.9%	$533K
#70	MERCER COUNTY W VA TEACHERS	8.9%	$27.9M
#71	LOCAL NO. 317 I.A.F.F.	8.5%	$10.3M
#72	WILLOW ISLAND	7.9%	$11.7M
#73	CAPE	7.8%	$16.2M
#74	W. VIRGINIA STATE CONVENTION	7.7%	$407K

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.