Credit Unions in Hawaii
45 federally insured credit unions — NCUA Q4 2025 data
Hawaii credit union statistics
Credit Unions
Federally insured in Hawaii
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Hawaii
Select a city to browse local credit unions
Top 10 Credit Unions in Hawaii
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | HAWAII STATE | $2.9B | 138K | A |
| #2 | HAWAIIUSA | $2.6B | 130K | A+ |
| #3 | ALOHA PACIFIC | $1.5B | 70K | A |
| #4 | HAWAIIAN FINANCIAL | $1.1B | 52K | A+ |
| #5 | HFS | $1.1B | 56K | A |
| #6 | UNIVERSITY OF HAWAII | $926.3M | 35K | A+ |
| #7 | GATHER | $905.5M | 40K | A |
| #8 | HAWAII COMMUNITY | $782.5M | 46K | A |
| #9 | LOKAHI | $698.9M | 46K | A |
| #10 | PEARL HAWAII | $523.4M | 31K | A |
Financially Strongest Credit Unions in Hawaii
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 45 federally insured credit unions in Hawaii according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $17.0B in assets and serve 876K members.
The average net worth ratio for credit unions in Hawaii is 13.8%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Hawaii by total assets is HAWAII STATE with $2.9B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.