Credit Unions in New Mexico
37 federally insured credit unions — NCUA Q4 2025 data
New Mexico credit union statistics
Credit Unions
Federally insured in New Mexico
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in New Mexico
Select a city to browse local credit unions
Top 10 Credit Unions in New Mexico
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | NUSENDA | $4.9B | 292K | A |
| #2 | SUNWARD | $4.6B | 174K | A |
| #3 | U.S. EAGLE | $1.5B | 98K | F |
| #4 | DEL NORTE | $1.4B | 67K | A |
| #5 | SANDIA AREA | $1.4B | 69K | A+ |
| #6 | STATE EMPLOYEES | $1.3B | 54K | F |
| #7 | FIRST FINANCIAL | $1.1B | 99K | A |
| #8 | KIRTLAND | $1.1B | 51K | A |
| #9 | RIO GRANDE | $653.5M | 50K | A |
| #10 | OTERO | $519.7M | 34K | A+ |
Financially Strongest Credit Unions in New Mexico
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 37 federally insured credit unions in New Mexico according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $20.4B in assets and serve 1.1M members.
The average net worth ratio for credit unions in New Mexico is 14.1%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in New Mexico by total assets is NUSENDA with $4.9B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.