Credit Unions in Puerto Rico
4 federally insured credit unions — NCUA Q4 2025 data
Puerto Rico credit union statistics
Credit Unions
Federally insured in Puerto Rico
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Puerto Rico
Select a city to browse local credit unions
Top 10 Credit Unions in Puerto Rico
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | CARIBE | $763.0M | 64K | A+ |
| #2 | VAPR | $304.9M | 21K | A+ |
| #3 | PUERTO RICO | $182.2M | 24K | A+ |
| #4 | PUERTO RICO EMPLOYEE GROUPS | $2.9M | 858 | A+ |
Financially Strongest Credit Unions in Puerto Rico
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 4 federally insured credit unions in Puerto Rico according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $1.3B in assets and serve 110K members.
The average net worth ratio for credit unions in Puerto Rico is 12.8%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Puerto Rico by total assets is CARIBE with $763.0M in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.