Credit Union Rankings in Maryland

Top credit unions in Maryland by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Maryland by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	STATE EMPLOYEES CU OF MARYLAND, INC	$5.8B	A+
#2	NASA	$5.7B	A+
#3	TOWER	$4.8B	A+
#4	ABERDEEN PROVING GROUND	$2.6B	A
#5	ANDREWS FEDERAL CREDIT UNION	$2.6B	B+
#6	LAFAYETTE	$2.2B	B
#7	FIRST FINANCIAL OF MARYLAND	$1.4B	A+
#8	EDUCATIONAL SYSTEMS	$1.3B	A+
#9	MUNICIPAL EMPL.CREDIT UNION OF BALT	$1.3B	B+
#10	POINT BREEZE	$968.3M	A+
#11	CEDAR POINT	$875.7M	A
#12	NATIONAL INSTITUTES OF HEALTH	$804.4M	A
#13	APL	$697.8M	A+
#14	JOHNS HOPKINS	$649.1M	A+
#15	FIRST PEOPLES COMMUNITY	$637.0M	A+
#16	SECURITYPLUS	$580.6M	B
#17	FREEDOM OF MARYLAND	$557.4M	A
#18	PEAKE	$523.1M	A
#19	FEDCHOICE	$491.4M	A
#20	MID-ATLANTIC	$439.8M	A
#21	CHESSIE	$416.0M	A+
#22	NYMEO	$408.9M	A
#23	SIGNAL FINANCIAL	$381.3M	A
#24	WEPCO	$380.3M	A
#25	PRINCE GEORGE'S COMMUNITY	$328.6M	A
#26	U S POSTAL SERVICE	$283.8M	A+
#27	HAR-CO	$271.9M	A
#28	SKYPOINT	$249.2M	B+
#29	BULL DOG	$234.2M	B+
#30	POLICE	$177.1M	A+
#31	ACT 1ST	$145.2M	B+
#32	MARKET USA	$140.4M	B
#33	FIRST EAGLE	$110.4M	A+
#34	MONEY ONE	$106.4M	B+
#35	TRANSIT EMPLOYEES	$93.4M	B
#36	WASHINGTON COUNTY TEACHERS	$92.5M	A+
#37	FEDFINANCIAL	$76.6M	A
#38	DESTINATIONS CREDIT UNION	$64.1M	A+
#39	FIVE STAR OF MARYLAND	$61.4M	A+
#40	LM	$59.5M	A+
#41	CENSUS	$49.7M	A+
#42	CENTRAL CREDIT UNION OF MARYLAND,IN	$41.6M	A+
#43	W S S C	$34.7M	B+
#44	I B E W 26	$29.2M	B+
#45	FERKO MD	$28.8M	A+
#46	POST OFFICE CU OF MD, INC.	$28.2M	A
#47	NONE SUFFER LACK	$27.9M	A+
#48	CECIL COUNTY SCHOOL EMPLOYEES	$25.1M	B+
#49	HOWARD COUNTY EDUCATION	$24.9M	B
#50	THIOKOL ELKTON	$23.3M	A+
#51	CAPITAL AREA REALTORS	$21.7M	C
#52	HEMA	$16.5M	A+
#53	MNCPPC	$16.4M	C
#54	CAPITAL AREA TAIWANESE	$13.1M	A+
#55	BEE	$7.7M	B
#56	LOCAL 355 MD	$5.7M	F
#57	MVP POSTAL AND PRINTING	$3.6M	B+
#58	MASTERS, MATES & PILOTS (MM&P)	$3.6M	A+
#59	1897	$3.4M	A+
#60	CHOPTANK ELECTRIC COOP EMPLOY	$2.7M	B
#61	KOREAN CATHOLIC	$2.0M	A+
#62	MT. JEZREEL	$229K	A+

Top Credit Unions in Maryland by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	STATE EMPLOYEES CU OF MARYLAND, INC	268K	A+
#2	NASA	240K	A+
#3	TOWER	216K	A+
#4	ABERDEEN PROVING GROUND	182K	A
#5	ANDREWS FEDERAL CREDIT UNION	149K	B+
#6	MUNICIPAL EMPL.CREDIT UNION OF BALT	93K	B+
#7	EDUCATIONAL SYSTEMS	84K	A+
#8	FIRST FINANCIAL OF MARYLAND	77K	A+
#9	POINT BREEZE	67K	A+
#10	LAFAYETTE	57K	B
#11	CEDAR POINT	47K	A
#12	JOHNS HOPKINS	45K	A+
#13	FREEDOM OF MARYLAND	42K	A
#14	WEPCO	42K	A
#15	NATIONAL INSTITUTES OF HEALTH	41K	A
#16	SECURITYPLUS	36K	B
#17	FIRST PEOPLES COMMUNITY	34K	A+
#18	CHESSIE	33K	A+
#19	APL	31K	A+
#20	PEAKE	29K	A
#21	FEDCHOICE	26K	A
#22	U S POSTAL SERVICE	25K	A+
#23	BULL DOG	21K	B+
#24	NYMEO	21K	A
#25	PRINCE GEORGE'S COMMUNITY	20K	A
#26	SIGNAL FINANCIAL	18K	A
#27	MID-ATLANTIC	18K	A
#28	MARKET USA	17K	B
#29	POLICE	14K	A+
#30	SKYPOINT	14K	B+
#31	HAR-CO	14K	A
#32	ACT 1ST	12K	B+
#33	TRANSIT EMPLOYEES	10K	B
#34	FIRST EAGLE	8,148	A+
#35	MONEY ONE	6,837	B+
#36	FIVE STAR OF MARYLAND	5,799	A+
#37	DESTINATIONS CREDIT UNION	5,634	A+
#38	WASHINGTON COUNTY TEACHERS	4,466	A+
#39	CENTRAL CREDIT UNION OF MARYLAND,IN	4,401	A+
#40	HOWARD COUNTY EDUCATION	3,891	B
#41	FEDFINANCIAL	3,685	A
#42	LM	3,602	A+
#43	W S S C	3,306	B+
#44	FERKO MD	3,050	A+
#45	POST OFFICE CU OF MD, INC.	2,960	A
#46	I B E W 26	2,876	B+
#47	CECIL COUNTY SCHOOL EMPLOYEES	2,497	B+
#48	CENSUS	2,091	A+
#49	NONE SUFFER LACK	1,950	A+
#50	HEMA	1,789	A+
#51	MNCPPC	1,696	C
#52	THIOKOL ELKTON	1,669	A+
#53	LOCAL 355 MD	1,434	F
#54	CAPITAL AREA REALTORS	1,028	C
#55	BEE	1,015	B
#56	1897	820	A+
#57	MASTERS, MATES & PILOTS (MM&P)	615	A+
#58	MVP POSTAL AND PRINTING	574	B+
#59	CAPITAL AREA TAIWANESE	511	A+
#60	KOREAN CATHOLIC	304	A+
#61	CHOPTANK ELECTRIC COOP EMPLOY	277	B
#62	MT. JEZREEL	182	A+

Healthiest Credit Unions in Maryland

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	1897	31.0%	$3.4M
#2	CHOPTANK ELECTRIC COOP EMPLOY	30.2%	$2.7M
#3	POST OFFICE CU OF MD, INC.	25.0%	$28.2M
#4	BEE	22.2%	$7.7M
#5	CENSUS	19.7%	$49.7M
#6	TRANSIT EMPLOYEES	19.5%	$93.4M
#7	LOCAL 355 MD	19.4%	$5.7M
#8	FERKO MD	19.3%	$28.8M
#9	NONE SUFFER LACK	19.0%	$27.9M
#10	MARKET USA	18.8%	$140.4M
#11	THIOKOL ELKTON	18.0%	$23.3M
#12	FIRST FINANCIAL OF MARYLAND	17.5%	$1.4B
#13	WASHINGTON COUNTY TEACHERS	15.4%	$92.5M
#14	WEPCO	15.4%	$380.3M
#15	MT. JEZREEL	15.4%	$229K
#16	TOWER	14.3%	$4.8B
#17	POLICE	14.1%	$177.1M
#18	DESTINATIONS CREDIT UNION	13.8%	$64.1M
#19	CHESSIE	13.8%	$416.0M
#20	POINT BREEZE	13.7%	$968.3M
#21	FIRST PEOPLES COMMUNITY	13.6%	$637.0M
#22	PRINCE GEORGE'S COMMUNITY	13.3%	$328.6M
#23	MUNICIPAL EMPL.CREDIT UNION OF BALT	12.9%	$1.3B
#24	FIVE STAR OF MARYLAND	12.8%	$61.4M
#25	MONEY ONE	12.4%	$106.4M
#26	CENTRAL CREDIT UNION OF MARYLAND,IN	12.4%	$41.6M
#27	MNCPPC	12.3%	$16.4M
#28	JOHNS HOPKINS	12.2%	$649.1M
#29	LAFAYETTE	12.0%	$2.2B
#30	BULL DOG	12.0%	$234.2M
#31	LM	11.9%	$59.5M
#32	FIRST EAGLE	11.8%	$110.4M
#33	SKYPOINT	11.8%	$249.2M
#34	APL	11.7%	$697.8M
#35	MASTERS, MATES & PILOTS (MM&P)	11.1%	$3.6M
#36	EDUCATIONAL SYSTEMS	10.9%	$1.3B
#37	ANDREWS FEDERAL CREDIT UNION	10.8%	$2.6B
#38	MID-ATLANTIC	10.8%	$439.8M
#39	HOWARD COUNTY EDUCATION	10.8%	$24.9M
#40	NYMEO	10.7%	$408.9M
#41	CAPITAL AREA TAIWANESE	10.7%	$13.1M
#42	SECURITYPLUS	10.6%	$580.6M
#43	U S POSTAL SERVICE	10.6%	$283.8M
#44	W S S C	10.4%	$34.7M
#45	CAPITAL AREA REALTORS	10.3%	$21.7M
#46	KOREAN CATHOLIC	10.2%	$2.0M
#47	NASA	10.2%	$5.7B
#48	STATE EMPLOYEES CU OF MARYLAND, INC	10.1%	$5.8B
#49	MVP POSTAL AND PRINTING	10.1%	$3.6M
#50	HEMA	10.1%	$16.5M
#51	HAR-CO	9.8%	$271.9M
#52	SIGNAL FINANCIAL	9.2%	$381.3M
#53	CEDAR POINT	9.2%	$875.7M
#54	ABERDEEN PROVING GROUND	9.1%	$2.6B
#55	FEDCHOICE	8.8%	$491.4M
#56	FEDFINANCIAL	8.7%	$76.6M
#57	PEAKE	8.5%	$523.1M
#58	CECIL COUNTY SCHOOL EMPLOYEES	8.3%	$25.1M
#59	FREEDOM OF MARYLAND	8.3%	$557.4M
#60	NATIONAL INSTITUTES OF HEALTH	8.0%	$804.4M
#61	ACT 1ST	7.9%	$145.2M
#62	I B E W 26	7.5%	$29.2M

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.