Credit Union Rankings in Michigan

Top credit unions in Michigan by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Michigan by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	LAKE MICHIGAN	$16.0B	A+
#2	MICHIGAN STATE UNIVERSITY	$8.4B	A
#3	DFCU FINANCIAL	$7.8B	A+
#4	GENISYS	$6.2B	A
#5	MICHIGAN SCHOOLS AND GOVERNMENT	$4.3B	A+
#6	UNITED	$4.2B	A+
#7	ADVIA	$3.9B	A
#8	LAKE TRUST	$2.8B	A
#9	CONSUMERS	$2.7B	A
#10	DOW	$2.6B	A
#11	DORT FINANCIAL	$2.3B	A
#12	COMMUNITY CHOICE	$2.0B	A
#13	ELGA	$1.8B	B
#14	HONOR	$1.8B	A
#15	CREDIT UNION ONE	$1.8B	A+
#16	FINANCIAL PLUS	$1.6B	A+
#17	FRANKENMUTH	$1.5B	A
#18	MICHIGAN FIRST	$1.5B	A
#19	COMMUNITY FINANCIAL	$1.5B	A
#20	UNIVERSITY OF MICHIGAN	$1.4B	A+
#21	VIBE	$1.4B	A+
#22	WILDFIRE	$1.2B	A+
#23	LAFCU	$1.1B	A
#24	CHRISTIAN FINANCIAL	$1.1B	A
#25	MICHIGAN EDUCATIONAL	$1.1B	A+
#26	4FRONT	$1.0B	B
#27	KELLOGG COMMUNITY	$961.6M	A+
#28	TRUE COMMUNITY	$932.7M	B+
#29	ALPENA-ALCONA AREA	$930.8M	A+
#30	TLC COMMUNITY	$919.9M	A+
#31	ARBOR FINANCIAL	$914.2M	B+
#32	MEMBERS FIRST	$900.6M	A
#33	ZEAL	$878.2M	A
#34	PFCU	$834.9M	A+
#35	TEAM ONE	$765.3M	A
#36	NORTHLAND AREA	$710.7M	A+
#37	ALLIANCE CATHOLIC	$672.3M	A+
#38	AMERICAN 1	$657.6M	B
#39	SECURITY	$638.0M	A
#40	ADVENTURE	$629.0M	A+
#41	OMNI COMMUNITY	$629.0M	A+
#42	EMBERS	$583.6M	A+
#43	DIVERSIFIED MEMBERS	$581.0M	B+
#44	SOVITA	$576.1M	A+
#45	PEOPLE DRIVEN	$497.4M	A+
#46	JOLT	$472.5M	A+
#47	CORNERSTONE COMMUNITY FINANCIAL	$467.2M	A
#48	LOC	$467.0M	A+
#49	PUBLIC SERVICE	$452.2M	A
#50	WMCU	$441.9M	B+
#51	CASE	$395.8M	A+
#52	MONROE COMMUNITY	$393.1M	A+
#53	TBA	$377.8M	B+
#54	IGNITE	$371.2M	A
#55	MARSHALL COMMUNITY	$361.5M	B+
#56	OUR	$360.4M	A+
#57	PENINSULA	$352.5M	A
#58	UNITED FINANCIAL	$342.9M	A+
#59	FREESTAR FINANCIAL	$339.1M	A
#60	EXTRA	$336.3M	A
#61	MICHIGAN UNITED	$335.8M	A+
#62	SOO CO-OP	$313.2M	A+
#63	FOREST AREA	$309.6M	A
#64	PREFERRED	$308.0M	A+
#65	UNITED BAY COMMUNITY	$297.0M	B+
#66	KALSEE	$290.7M	A+
#67	NORTH CENTRAL AREA	$260.8M	B+
#68	ST. FRANCIS X	$259.3M	A+
#69	ADVANTAGE ONE	$256.9M	A
#70	FILER	$254.0M	A+
#71	GERBER	$251.0M	A+
#72	COMMUNITY WEST	$248.7M	A
#73	CHIEF FINANCIAL	$248.1M	A
#74	MICHIGAN ONE COMMUNITY	$232.4M	A
#75	ISABELLA COMMUNITY	$220.6M	A
#76	MICHIGAN LEGACY	$213.0M	A+
#77	PARDA	$210.5M	A+
#78	U.P. STATE	$206.5M	A+
#79	AAC	$205.5M	A+
#80	AWAKON	$197.3M	A
#81	TRUNORTH	$197.1M	A
#82	SERVICE 1	$194.5M	A+
#83	DOWNRIVER COMMUNITY	$189.3M	A
#84	JOURNEY	$184.0M	A
#85	POLISH-AMERICAN	$182.6M	B
#86	SAFE HARBOR	$182.2M	B+
#87	HEALTH ADVANTAGE	$176.1M	A+
#88	WOLVERINE STATE	$165.6M	B+
#89	FAMILY FINANCIAL	$165.0M	A
#90	HARBORLIGHT	$162.0M	A+
#91	H.P.C.	$158.9M	A+
#92	WAYNE-WESTLAND	$155.2M	A+
#93	COMMUNITY FIRST	$146.6M	A
#94	IRON MOUNTAIN KINGSFORD COMMUNITY	$144.8M	A+
#95	CONSUMERS PROFESSIONAL	$144.6M	A+
#96	BEST FINANCIAL	$143.4M	A
#97	FINANCIALEDGE	$139.9M	A
#98	LENCO	$139.6M	A+
#99	UKRAINIAN SELFRELIANCE MICHIGAN	$138.0M	A+
#100	WALLED LAKE SCHOOLS	$137.5M	A+

Top Credit Unions in Michigan by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	LAKE MICHIGAN	523K	A+
#2	MICHIGAN STATE UNIVERSITY	397K	A
#3	GENISYS	296K	A
#4	DFCU FINANCIAL	242K	A+
#5	ADVIA	197K	A
#6	UNITED	190K	A+
#7	LAKE TRUST	179K	A
#8	MICHIGAN FIRST	163K	A
#9	MICHIGAN SCHOOLS AND GOVERNMENT	161K	A+
#10	CONSUMERS	152K	A
#11	UNIVERSITY OF MICHIGAN	122K	A+
#12	DORT FINANCIAL	120K	A
#13	COMMUNITY CHOICE	115K	A
#14	ELGA	109K	B
#15	CREDIT UNION ONE	108K	A+
#16	HONOR	106K	A
#17	4FRONT	104K	B
#18	COMMUNITY FINANCIAL	84K	A
#19	DOW	84K	A
#20	TRUE COMMUNITY	82K	B+
#21	FINANCIAL PLUS	81K	A+
#22	FRANKENMUTH	77K	A
#23	VIBE	75K	A+
#24	LAFCU	73K	A
#25	MEMBERS FIRST	67K	A
#26	AMERICAN 1	67K	B
#27	ZEAL	65K	A
#28	CHRISTIAN FINANCIAL	62K	A
#29	PFCU	57K	A+
#30	TLC COMMUNITY	57K	A+
#31	SECURITY	54K	A
#32	KELLOGG COMMUNITY	51K	A+
#33	WILDFIRE	50K	A+
#34	ALPENA-ALCONA AREA	49K	A+
#35	MICHIGAN EDUCATIONAL	48K	A+
#36	TEAM ONE	47K	A
#37	ARBOR FINANCIAL	47K	B+
#38	OMNI COMMUNITY	47K	A+
#39	NORTHLAND AREA	46K	A+
#40	ADVENTURE	38K	A+
#41	ALLIANCE CATHOLIC	33K	A+
#42	EMBERS	32K	A+
#43	PUBLIC SERVICE	32K	A
#44	MONROE COMMUNITY	32K	A+
#45	DIVERSIFIED MEMBERS	31K	B+
#46	IGNITE	30K	A
#47	WMCU	30K	B+
#48	LOC	28K	A+
#49	JOLT	28K	A+
#50	CASE	27K	A+
#51	CORNERSTONE COMMUNITY FINANCIAL	26K	A
#52	PEOPLE DRIVEN	25K	A+
#53	SOO CO-OP	25K	A+
#54	MICHIGAN UNITED	24K	A+
#55	OUR	24K	A+
#56	PREFERRED	24K	A+
#57	FREESTAR FINANCIAL	22K	A
#58	KALSEE	22K	A+
#59	SERVICE 1	22K	A+
#60	UNITED FINANCIAL	22K	A+
#61	FOREST AREA	21K	A
#62	CHIEF FINANCIAL	21K	A
#63	TBA	21K	B+
#64	NORTH CENTRAL AREA	20K	B+
#65	EXTRA	19K	A
#66	UNITED BAY COMMUNITY	19K	B+
#67	MICHIGAN LEGACY	19K	A+
#68	MICHIGAN ONE COMMUNITY	19K	A
#69	COMMUNITY WEST	18K	A
#70	SOVITA	18K	A+
#71	ADVANTAGE ONE	18K	A
#72	PENINSULA	18K	A
#73	JOURNEY	17K	A
#74	FAMILY FINANCIAL	17K	A
#75	MARSHALL COMMUNITY	16K	B+
#76	GERBER	16K	A+
#77	TRUNORTH	15K	A
#78	MEIJER	15K	A
#79	AAC	15K	A+
#80	AWAKON	15K	A
#81	PARDA	15K	A+
#82	U.P. STATE	14K	A+
#83	COMMUNITY FIRST	14K	A
#84	ISABELLA COMMUNITY	13K	A
#85	FILER	13K	A+
#86	BEST FINANCIAL	13K	A
#87	DOWNRIVER COMMUNITY	12K	A
#88	ONE DETROIT	12K	B
#89	STRAITS AREA	12K	B
#90	HARBORLIGHT	12K	A+
#91	INTEGRA FIRST	11K	A
#92	SUNRISE FAMILY	11K	A
#93	WAYNE-WESTLAND	11K	A+
#94	HEALTH ADVANTAGE	11K	A+
#95	BREAKWATER	10K	A+
#96	IRON MOUNTAIN KINGSFORD COMMUNITY	10K	A+
#97	ST. FRANCIS X	9,991	A+
#98	WOLVERINE STATE	9,700	B+
#99	THE LOCAL	9,658	A+
#100	ROUTE 31	9,567	A+

Healthiest Credit Unions in Michigan

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	I.M. DETROIT DISTRICT	29.2%	$1.8M
#2	AAC	24.2%	$205.5M
#3	ELGA	23.9%	$1.8B
#4	ONE DETROIT	22.7%	$63.1M
#5	ZEAL	22.2%	$878.2M
#6	COUNTRY HERITAGE	21.3%	$52.5M
#7	GRAND TRUNK BATTLE CREEK EMP	20.5%	$38.9M
#8	LAFCU	20.3%	$1.1B
#9	SETTLERS	19.5%	$36.1M
#10	AUTO-OWNERS ASSOCIATES	18.5%	$42.0M
#11	NORTHWEST CONSUMERS	18.5%	$25.6M
#12	LINCOLN PARK COMMUNITY	18.3%	$61.0M
#13	SERVICE 1	18.1%	$194.5M
#14	IRON MOUNTAIN KINGSFORD COMMUNITY	17.6%	$144.8M
#15	DETOUR DRUMMOND COMMUNITY	17.5%	$38.6M
#16	WMCU	17.3%	$441.9M
#17	EXTRA	17.0%	$336.3M
#18	KELLOGG COMMUNITY	17.0%	$961.6M
#19	GR CONSUMERS	16.9%	$50.6M
#20	CONSUMERS PROFESSIONAL	16.9%	$144.6M
#21	MONTCALM PUBLIC EMPLOYEES	16.8%	$25.9M
#22	MARSHALL COMMUNITY	16.6%	$361.5M
#23	TANDEM	16.3%	$22.4M
#24	GOGEBIC COUNTY	16.3%	$37.9M
#25	OMNI COMMUNITY	16.3%	$629.0M
#26	MICHIGAN COLUMBUS	16.0%	$73.8M
#27	SOVITA	16.0%	$576.1M
#28	AEROQUIP	15.9%	$51.2M
#29	BEST FINANCIAL	15.8%	$143.4M
#30	MICHIGAN FIRST	15.7%	$1.5B
#31	THE LOCAL	15.6%	$105.4M
#32	MANISTIQUE	15.4%	$42.7M
#33	GENISYS	15.4%	$6.2B
#34	AMERICAN 1	15.4%	$657.6M
#35	KENOWA COMMUNITY	15.4%	$30.5M
#36	BLUE WATER	15.2%	$18.9M
#37	A.B.D.	15.1%	$67.7M
#38	TOTAL COMMUNITY	14.9%	$106.8M
#39	DIVERSIFIED MEMBERS	14.9%	$581.0M
#40	FRANKFORT COMMUNITY	14.8%	$17.4M
#41	CHIROPRACTIC	14.7%	$41.1M
#42	TBA	14.6%	$377.8M
#43	LAKE HURON	14.5%	$80.4M
#44	COMMUNITY FOCUS	14.5%	$66.3M
#45	TLC COMMUNITY	14.4%	$919.9M
#46	MARQUETTE COMMUNITY	14.3%	$113.0M
#47	H.P.C.	14.3%	$158.9M
#48	SOUTH CENTRAL	14.2%	$84.8M
#49	PREFERRED	14.2%	$308.0M
#50	WALLED LAKE SCHOOLS	14.1%	$137.5M
#51	PARDA	14.0%	$210.5M
#52	INTERNATIONAL UAW	13.9%	$21.9M
#53	ROUTE 31	13.8%	$97.8M
#54	LAKE SUPERIOR	13.8%	$10.7M
#55	ST. FRANCIS X	13.7%	$259.3M
#56	WESTACRES	13.6%	$6.9M
#57	ALPENA COMMUNITY	13.6%	$34.9M
#58	TRI-CITIES	13.6%	$50.6M
#59	SOO CO-OP	13.4%	$313.2M
#60	UKRAINIAN SELFRELIANCE MICHIGAN	13.3%	$138.0M
#61	AWAKON	13.2%	$197.3M
#62	HEALTH ADVANTAGE	13.2%	$176.1M
#63	BREAKWATER	13.0%	$135.0M
#64	POLISH-AMERICAN	13.0%	$182.6M
#65	MICHIGAN LEGACY	13.0%	$213.0M
#66	CORNERSTONE COMMUNITY FINANCIAL	12.9%	$467.2M
#67	WEST MICHIGAN POSTAL SERVICE	12.7%	$7.2M
#68	FARM BUREAU FAMILY	12.6%	$24.8M
#69	FILER	12.6%	$254.0M
#70	FINANCIALEDGE	12.6%	$139.9M
#71	U.P. STATE	12.6%	$206.5M
#72	ALLIANCE CATHOLIC	12.5%	$672.3M
#73	DFCU FINANCIAL	12.3%	$7.8B
#74	EMBERS	12.3%	$583.6M
#75	FOREST AREA	12.3%	$309.6M
#76	MICHIGAN SCHOOLS AND GOVERNMENT	12.3%	$4.3B
#77	HONOR	12.2%	$1.8B
#78	MICHIGAN UNITED	12.2%	$335.8M
#79	RIVER VALLEY	12.2%	$119.8M
#80	INTANDEM	12.2%	$71.7M
#81	TAHQUAMENON AREA	12.1%	$67.5M
#82	LENCO	12.1%	$139.6M
#83	ALPENA-ALCONA AREA	12.0%	$930.8M
#84	GREAT LAKES	12.0%	$59.8M
#85	PORT CITY	11.9%	$41.8M
#86	FINANCIAL PLUS	11.8%	$1.6B
#87	VIBE	11.8%	$1.4B
#88	ADVANTAGE ONE	11.8%	$256.9M
#89	LAKESHORE	11.7%	$44.7M
#90	UNITED	11.7%	$4.2B
#91	MICHIGAN EDUCATIONAL	11.7%	$1.1B
#92	FAMILY FINANCIAL	11.7%	$165.0M
#93	SHORE TO SHORE COMMUNITY	11.7%	$81.9M
#94	ADVENTURE	11.6%	$629.0M
#95	SOUTHEAST MICHIGAN STATE EMPLOYEES	11.6%	$51.1M
#96	LAKE MICHIGAN	11.6%	$16.0B
#97	PUBLIC SERVICE	11.5%	$452.2M
#98	STRAITS AREA	11.5%	$127.7M
#99	ELECTRICAL WORKERS LOCAL 58	11.5%	$21.1M
#100	HARBORLIGHT	11.3%	$162.0M

Back to national rankings Browse all credit unions in Michigan

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.