Credit Union Rankings in Michigan

Top credit unions in Michigan by assets, members, and financial metrics — Q1 2026 NCUA data.

Top Credit Unions in Michigan by Assets

Ranked by reported total assets — Q1 2026

Rank	Name	Total Assets	Health
#1	LAKE MICHIGAN	$16.9B	A+
#2	MICHIGAN STATE UNIVERSITY	$8.5B	A
#3	DFCU FINANCIAL	$8.0B	A+
#4	GENISYS	$6.4B	A+
#5	UNITED	$4.4B	A+
#6	MICHIGAN SCHOOLS AND GOVERNMENT	$4.4B	A+
#7	ADVIA	$4.0B	A
#8	LAKE TRUST	$2.9B	A
#9	CONSUMERS	$2.9B	A
#10	DOW	$2.6B	A
#11	ELGA	$2.5B	A
#12	DORT FINANCIAL	$2.5B	A+
#13	COMMUNITY CHOICE	$2.1B	A
#14	HONOR	$1.9B	A+
#15	CREDIT UNION ONE	$1.8B	A+
#16	FINANCIAL PLUS	$1.6B	A+
#17	VIBE	$1.6B	A+
#18	FRANKENMUTH	$1.6B	A
#19	MICHIGAN FIRST	$1.5B	A
#20	COMMUNITY FINANCIAL	$1.5B	A+
#21	UNIVERSITY OF MICHIGAN	$1.4B	A+
#22	WILDFIRE	$1.2B	A+
#23	LAFCU	$1.1B	A
#24	CHRISTIAN FINANCIAL	$1.1B	A
#25	MICHIGAN EDUCATIONAL	$1.1B	A+
#26	ZEAL	$1.1B	A
#27	4FRONT	$1.0B	B+
#28	KELLOGG COMMUNITY	$1.0B	A+
#29	ALPENA-ALCONA AREA	$957.6M	A+
#30	TRUE COMMUNITY	$953.2M	A
#31	TLC COMMUNITY	$938.0M	A+
#32	ARBOR FINANCIAL	$905.3M	A
#33	MEMBERS FIRST	$904.1M	A
#34	PFCU	$858.9M	A+
#35	TEAM ONE	$767.4M	A
#36	NORTHLAND AREA	$708.4M	A+
#37	ALLIANCE CATHOLIC	$707.4M	A+
#38	AMERICAN 1	$666.9M	B
#39	OMNI COMMUNITY	$652.6M	A+
#40	SECURITY	$651.8M	A
#41	ADVENTURE	$642.0M	A+
#42	EMBERS	$612.9M	A+
#43	DIVERSIFIED MEMBERS	$595.5M	B+
#44	SOVITA	$587.2M	A+
#45	PEOPLE DRIVEN	$514.8M	A
#46	JOLT	$483.4M	A+
#47	LOC	$483.4M	A
#48	CORNERSTONE COMMUNITY FINANCIAL	$479.6M	A
#49	PUBLIC SERVICE	$459.4M	A
#50	WMCU	$449.2M	A
#51	CASE	$405.2M	A+
#52	MONROE COMMUNITY	$404.4M	A+
#53	TBA	$383.8M	B+
#54	IGNITE	$376.3M	A+
#55	OUR	$369.8M	A
#56	MARSHALL COMMUNITY	$369.6M	A
#57	PENINSULA	$358.8M	A
#58	FREESTAR FINANCIAL	$351.3M	A
#59	UNITED FINANCIAL	$350.3M	A+
#60	MICHIGAN UNITED	$346.4M	A+
#61	EXTRA	$344.4M	A
#62	SOO CO-OP	$324.8M	A+
#63	FOREST AREA	$317.9M	A
#64	PREFERRED	$317.9M	A+
#65	UNITED BAY COMMUNITY	$304.4M	B+
#66	KALSEE	$293.3M	A+
#67	NORTH CENTRAL AREA	$269.4M	A+
#68	ADVANTAGE ONE	$266.0M	A+
#69	ST. FRANCIS X	$263.4M	A+
#70	FILER	$258.5M	A+
#71	GERBER	$257.8M	A
#72	CHIEF FINANCIAL	$255.5M	A
#73	COMMUNITY WEST	$255.4M	A
#74	MICHIGAN ONE COMMUNITY	$237.9M	A
#75	MICHIGAN LEGACY	$223.6M	A+
#76	ISABELLA COMMUNITY	$222.6M	A
#77	PARDA	$216.8M	A+
#78	U.P. STATE	$211.8M	A+
#79	AAC	$211.2M	A+
#80	TRUNORTH	$203.4M	A
#81	AWAKON	$201.9M	A
#82	SERVICE 1	$197.4M	A+
#83	DOWNRIVER COMMUNITY	$193.5M	A+
#84	JOURNEY	$189.6M	A
#85	POLISH-AMERICAN	$188.2M	B+
#86	SAFE HARBOR	$181.7M	A
#87	HEALTH ADVANTAGE	$179.4M	A+
#88	H.P.C.	$171.0M	A+
#89	HARBORLIGHT	$169.3M	A+
#90	FAMILY FINANCIAL	$169.2M	A
#91	WOLVERINE STATE	$169.1M	A
#92	WAYNE-WESTLAND	$159.7M	A+
#93	BEST FINANCIAL	$156.1M	B+
#94	IRON MOUNTAIN KINGSFORD COMMUNITY	$150.4M	A+
#95	CONSUMERS PROFESSIONAL	$148.0M	A+
#96	COMMUNITY FIRST	$146.9M	B+
#97	FINANCIALEDGE	$144.8M	A+
#98	LENCO	$143.6M	A+
#99	UKRAINIAN SELFRELIANCE MICHIGAN	$140.1M	A+
#100	BREAKWATER	$138.4M	A+

Top Credit Unions in Michigan by Members

Ranked by reported member count — Q1 2026

Rank	Name	Members	Health
#1	LAKE MICHIGAN	531K	A+
#2	MICHIGAN STATE UNIVERSITY	399K	A
#3	GENISYS	294K	A+
#4	DFCU FINANCIAL	243K	A+
#5	UNITED	191K	A+
#6	ADVIA	187K	A
#7	LAKE TRUST	181K	A
#8	MICHIGAN FIRST	163K	A
#9	MICHIGAN SCHOOLS AND GOVERNMENT	162K	A+
#10	CONSUMERS	153K	A
#11	UNIVERSITY OF MICHIGAN	123K	A+
#12	DORT FINANCIAL	121K	A+
#13	ELGA	117K	A
#14	COMMUNITY CHOICE	115K	A
#15	CREDIT UNION ONE	108K	A+
#16	HONOR	105K	A+
#17	4FRONT	105K	B+
#18	COMMUNITY FINANCIAL	86K	A+
#19	DOW	84K	A
#20	TRUE COMMUNITY	82K	A
#21	FINANCIAL PLUS	81K	A+
#22	FRANKENMUTH	78K	A
#23	VIBE	74K	A+
#24	LAFCU	73K	A
#25	ZEAL	73K	A
#26	AMERICAN 1	68K	B
#27	MEMBERS FIRST	67K	A
#28	CHRISTIAN FINANCIAL	62K	A
#29	PFCU	57K	A+
#30	SECURITY	54K	A
#31	KELLOGG COMMUNITY	51K	A+
#32	WILDFIRE	50K	A+
#33	ALPENA-ALCONA AREA	50K	A+
#34	TLC COMMUNITY	49K	A+
#35	MICHIGAN EDUCATIONAL	48K	A+
#36	ARBOR FINANCIAL	47K	A
#37	OMNI COMMUNITY	47K	A+
#38	TEAM ONE	47K	A
#39	NORTHLAND AREA	46K	A+
#40	ADVENTURE	43K	A+
#41	EMBERS	33K	A+
#42	ALLIANCE CATHOLIC	33K	A+
#43	PUBLIC SERVICE	32K	A
#44	MONROE COMMUNITY	32K	A+
#45	DIVERSIFIED MEMBERS	31K	B+
#46	IGNITE	30K	A+
#47	WMCU	29K	A
#48	LOC	28K	A
#49	JOLT	27K	A+
#50	CASE	27K	A+
#51	CORNERSTONE COMMUNITY FINANCIAL	26K	A
#52	PEOPLE DRIVEN	25K	A
#53	SOO CO-OP	25K	A+
#54	MICHIGAN UNITED	24K	A+
#55	OUR	24K	A
#56	PREFERRED	23K	A+
#57	FREESTAR FINANCIAL	22K	A
#58	KALSEE	22K	A+
#59	UNITED FINANCIAL	22K	A+
#60	FOREST AREA	21K	A
#61	SERVICE 1	21K	A+
#62	CHIEF FINANCIAL	21K	A
#63	TBA	21K	B+
#64	NORTH CENTRAL AREA	20K	A+
#65	EXTRA	19K	A
#66	MICHIGAN ONE COMMUNITY	19K	A
#67	UNITED BAY COMMUNITY	19K	B+
#68	MICHIGAN LEGACY	18K	A+
#69	ADVANTAGE ONE	18K	A+
#70	COMMUNITY WEST	18K	A
#71	PENINSULA	18K	A
#72	SOVITA	18K	A+
#73	JOURNEY	17K	A
#74	FAMILY FINANCIAL	17K	A
#75	MARSHALL COMMUNITY	16K	A
#76	GERBER	16K	A
#77	TRUNORTH	15K	A
#78	MEIJER	15K	A
#79	AWAKON	15K	A
#80	AAC	15K	A+
#81	PARDA	15K	A+
#82	U.P. STATE	14K	A+
#83	COMMUNITY FIRST	14K	B+
#84	ISABELLA COMMUNITY	14K	A
#85	FILER	13K	A+
#86	BEST FINANCIAL	13K	B+
#87	ONE DETROIT	12K	B+
#88	DOWNRIVER COMMUNITY	12K	A+
#89	STRAITS AREA	12K	B
#90	INTEGRA FIRST	12K	A
#91	HARBORLIGHT	12K	A+
#92	SUNRISE FAMILY	11K	A
#93	WAYNE-WESTLAND	11K	A+
#94	HEALTH ADVANTAGE	11K	A+
#95	BREAKWATER	10K	A+
#96	IRON MOUNTAIN KINGSFORD COMMUNITY	10K	A+
#97	ST. FRANCIS X	10K	A+
#98	WOLVERINE STATE	9,724	A
#99	THE LOCAL	9,526	A+
#100	ROUTE 31	9,472	A+

Highest Reported Net Worth Ratios in Michigan

Ranked only by reported net worth ratio. A higher ratio indicates a larger capital cushion relative to assets, not an overall quality rating.

Rank	Name	Net Worth Ratio	Total Assets
#1	I.M. DETROIT DISTRICT	26.1%	$2.0M
#2	AAC	23.9%	$211.2M
#3	COUNTRY HERITAGE	21.8%	$52.0M
#4	ONE DETROIT	21.7%	$65.0M
#5	LAFCU	20.4%	$1.1B
#6	GRAND TRUNK BATTLE CREEK EMP	20.4%	$39.5M
#7	SETTLERS	19.5%	$37.3M
#8	ZEAL	19.2%	$1.1B
#9	NORTHWEST CONSUMERS	18.5%	$25.9M
#10	AUTO-OWNERS ASSOCIATES	18.4%	$43.4M
#11	SERVICE 1	18.3%	$197.4M
#12	LINCOLN PARK COMMUNITY	18.1%	$62.2M
#13	ELGA	17.8%	$2.5B
#14	DETOUR DRUMMOND COMMUNITY	17.6%	$39.0M
#15	IRON MOUNTAIN KINGSFORD COMMUNITY	17.3%	$150.4M
#16	WMCU	17.3%	$449.2M
#17	EXTRA	17.1%	$344.4M
#18	CONSUMERS PROFESSIONAL	16.7%	$148.0M
#19	MARSHALL COMMUNITY	16.7%	$369.6M
#20	GOGEBIC COUNTY	16.6%	$38.7M
#21	KELLOGG COMMUNITY	16.5%	$1.0B
#22	GR CONSUMERS	16.5%	$52.0M
#23	MONTCALM PUBLIC EMPLOYEES	16.4%	$27.1M
#24	TANDEM	16.4%	$22.3M
#25	MICHIGAN COLUMBUS	16.4%	$75.3M
#26	OMNI COMMUNITY	16.1%	$652.6M
#27	SOVITA	15.9%	$587.2M
#28	MANISTIQUE	15.6%	$43.4M
#29	AEROQUIP	15.6%	$52.3M
#30	MICHIGAN FIRST	15.6%	$1.5B
#31	KENOWA COMMUNITY	15.3%	$31.2M
#32	GENISYS	15.3%	$6.4B
#33	AMERICAN 1	15.3%	$666.9M
#34	A.B.D.	15.1%	$66.7M
#35	FRANKFORT COMMUNITY	15.1%	$18.0M
#36	THE LOCAL	15.0%	$109.2M
#37	CHIROPRACTIC	15.0%	$40.8M
#38	TOTAL COMMUNITY	15.0%	$109.8M
#39	INTERNATIONAL UAW	14.8%	$21.1M
#40	TBA	14.7%	$383.8M
#41	BEST FINANCIAL	14.6%	$156.1M
#42	BLUE WATER	14.5%	$19.9M
#43	DIVERSIFIED MEMBERS	14.5%	$595.5M
#44	MARQUETTE COMMUNITY	14.5%	$116.3M
#45	LAKE HURON	14.3%	$82.5M
#46	WALLED LAKE SCHOOLS	14.3%	$137.5M
#47	SOUTH CENTRAL	14.3%	$84.9M
#48	TLC COMMUNITY	14.3%	$938.0M
#49	PREFERRED	14.0%	$317.9M
#50	LAKE SUPERIOR	14.0%	$10.9M
#51	COMMUNITY FOCUS	13.9%	$68.9M
#52	ST. FRANCIS X	13.8%	$263.4M
#53	ALPENA COMMUNITY	13.8%	$35.5M
#54	WESTACRES	13.7%	$6.9M
#55	TRI-CITIES	13.7%	$51.3M
#56	PARDA	13.6%	$216.8M
#57	H.P.C.	13.5%	$171.0M
#58	ROUTE 31	13.5%	$101.5M
#59	BREAKWATER	13.3%	$138.4M
#60	SOO CO-OP	13.3%	$324.8M
#61	AWAKON	13.3%	$201.9M
#62	UKRAINIAN SELFRELIANCE MICHIGAN	13.3%	$140.1M
#63	HEALTH ADVANTAGE	13.1%	$179.4M
#64	POLISH-AMERICAN	12.9%	$188.2M
#65	WEST MICHIGAN POSTAL SERVICE	12.8%	$7.3M
#66	FILER	12.7%	$258.5M
#67	U.P. STATE	12.6%	$211.8M
#68	MICHIGAN LEGACY	12.5%	$223.6M
#69	ALLIANCE CATHOLIC	12.5%	$707.4M
#70	FOREST AREA	12.3%	$317.9M
#71	FINANCIALEDGE	12.3%	$144.8M
#72	DFCU FINANCIAL	12.3%	$8.0B
#73	MICHIGAN SCHOOLS AND GOVERNMENT	12.2%	$4.4B
#74	TAHQUAMENON AREA	12.2%	$67.6M
#75	ALPENA-ALCONA AREA	12.1%	$957.6M
#76	FARM BUREAU FAMILY	12.1%	$26.5M
#77	HONOR	12.0%	$1.9B
#78	LENCO	12.0%	$143.6M
#79	EMBERS	11.9%	$612.9M
#80	ELECTRICAL WORKERS LOCAL 58	11.9%	$20.9M
#81	MICHIGAN UNITED	11.9%	$346.4M
#82	GREAT LAKES	11.9%	$60.1M
#83	RIVER VALLEY	11.9%	$124.4M
#84	SOUTHEAST MICHIGAN STATE EMPLOYEES	11.8%	$51.5M
#85	PORT CITY	11.7%	$42.8M
#86	CORNERSTONE COMMUNITY FINANCIAL	11.7%	$479.6M
#87	FINANCIAL PLUS	11.7%	$1.6B
#88	UNITED	11.6%	$4.4B
#89	ADVANTAGE ONE	11.6%	$266.0M
#90	PUBLIC SERVICE	11.6%	$459.4M
#91	SHORE TO SHORE COMMUNITY	11.6%	$85.2M
#92	INTANDEM	11.6%	$76.5M
#93	LAKESHORE	11.6%	$45.9M
#94	MICHIGAN EDUCATIONAL	11.5%	$1.1B
#95	STRAITS AREA	11.5%	$130.5M
#96	FAMILY FINANCIAL	11.4%	$169.2M
#97	ADVENTURE	11.4%	$642.0M
#98	CREDIT UNION ONE	11.4%	$1.8B
#99	FLAGSHIP COMMUNITY	11.4%	$33.5M
#100	NORTH CENTRAL AREA	11.3%	$269.4M

Back to national rankings Browse all credit unions in Michigan

Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.