Credit Union Rankings in Rhode Island
Top credit unions in Rhode Island by assets, members, and financial health — NCUA Q4 2025 data.
Top Credit Unions in Rhode Island by Assets
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Health |
|---|---|---|---|
| #1 | NAVIGANT | $4.1B | A |
| #2 | COASTAL1 | $3.4B | A+ |
| #3 | GREENWOOD | $907.8M | A |
| #4 | THE PEOPLES | $807.9M | A+ |
| #5 | WESTERLY COMMUNITY | $506.6M | A |
| #6 | RHODE ISLAND | $418.5M | A+ |
| #7 | OCEAN STATE | $341.8M | A |
| #8 | WAVE | $149.2M | A |
| #9 | CRANSTON MUNICIPAL EMPLOYEES | $79.5M | A+ |
| #10 | BLACKSTONE RIVER | $73.2M | A+ |
| #11 | COMMUNITY & TEACHERS | $30.7M | A+ |
| #12 | CUMBERLAND MUNICIPAL EMPLOYEES | $8.5M | A |
| #13 | PAWTUCKET MUNICIPAL EMPLOYEES | $5.9M | A+ |
| #14 | NATCO EMPLOYEES | $203K | A+ |
Top Credit Unions in Rhode Island by Members
Ranked by total member count — Q4 2025
| Rank | Name | Members | Health |
|---|---|---|---|
| #1 | NAVIGANT | 167K | A |
| #2 | COASTAL1 | 146K | A+ |
| #3 | GREENWOOD | 59K | A |
| #4 | THE PEOPLES | 41K | A+ |
| #5 | RHODE ISLAND | 28K | A+ |
| #6 | OCEAN STATE | 22K | A |
| #7 | WESTERLY COMMUNITY | 22K | A |
| #8 | WAVE | 6,849 | A |
| #9 | BLACKSTONE RIVER | 4,297 | A+ |
| #10 | CRANSTON MUNICIPAL EMPLOYEES | 3,120 | A+ |
| #11 | COMMUNITY & TEACHERS | 1,584 | A+ |
| #12 | PAWTUCKET MUNICIPAL EMPLOYEES | 1,375 | A+ |
| #13 | CUMBERLAND MUNICIPAL EMPLOYEES | 808 | A |
| #14 | NATCO EMPLOYEES | 29 | A+ |
Healthiest Credit Unions in Rhode Island
Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.
| Rank | Name | Net Worth Ratio | Total Assets |
|---|---|---|---|
| #1 | CUMBERLAND MUNICIPAL EMPLOYEES | 20.6% | $8.5M |
| #2 | CRANSTON MUNICIPAL EMPLOYEES | 18.9% | $79.5M |
| #3 | NATCO EMPLOYEES | 17.3% | $203K |
| #4 | PAWTUCKET MUNICIPAL EMPLOYEES | 13.2% | $5.9M |
| #5 | WAVE | 12.7% | $149.2M |
| #6 | OCEAN STATE | 11.7% | $341.8M |
| #7 | COMMUNITY & TEACHERS | 11.2% | $30.7M |
| #8 | BLACKSTONE RIVER | 11.2% | $73.2M |
| #9 | COASTAL1 | 10.5% | $3.4B |
| #10 | RHODE ISLAND | 10.4% | $418.5M |
| #11 | THE PEOPLES | 10.0% | $807.9M |
| #12 | NAVIGANT | 9.9% | $4.1B |
| #13 | GREENWOOD | 9.7% | $907.8M |
| #14 | WESTERLY COMMUNITY | 9.3% | $506.6M |
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.