Credit Unions in Idaho
26 federally insured credit unions — NCUA Q4 2025 data
Idaho credit union statistics
Credit Unions
Federally insured in Idaho
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Idaho
Select a city to browse local credit unions
Top 10 Credit Unions in Idaho
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | IDAHO CENTRAL | $14.8B | 769K | A |
| #2 | POTLATCH NO. 1 FINANCIAL | $2.1B | 128K | A |
| #3 | WESTMARK | $1.6B | 83K | A |
| #4 | CAPITAL EDUCATORS | $1.4B | 101K | B+ |
| #5 | PIONEER | $734.5M | 48K | B+ |
| #6 | FRONTIER | $711.5M | 52K | A |
| #7 | FREEDOM NORTHWEST | $645.2M | 13K | A+ |
| #8 | BEEHIVE | $626.8M | 34K | A |
| #9 | TRUGROCER | $316.5M | 22K | A+ |
| #10 | LOOKOUT | $298.3M | 26K | B+ |
Financially Strongest Credit Unions in Idaho
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 26 federally insured credit unions in Idaho according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $25.2B in assets and serve 1.4M members.
The average net worth ratio for credit unions in Idaho is 11.5%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Idaho by total assets is IDAHO CENTRAL with $14.8B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.