Credit Unions in Montana
41 federally insured credit unions — NCUA Q4 2025 data
Montana credit union statistics
Credit Unions
Federally insured in Montana
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Montana
Select a city to browse local credit unions
Top 10 Credit Unions in Montana
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | WHITEFISH CREDIT UNION ASSOCIATION | $2.1B | 64K | A+ |
| #2 | CLEARWATER | $1.1B | 67K | A+ |
| #3 | ALTANA | $633.9M | 40K | A+ |
| #4 | VALLEY FINANCIAL | $573.6M | 38K | A+ |
| #5 | ROCKY MOUNTAIN | $419.5M | 25K | A |
| #6 | PARK SIDE FINANCIAL | $378.7M | 30K | A |
| #7 | MONTANA | $351.8M | 26K | A+ |
| #8 | INTREPID | $309.6M | 19K | A+ |
| #9 | BILLINGS | $217.5M | 13K | A+ |
| #10 | 1ST LIBERTY | $215.8M | 15K | A+ |
Financially Strongest Credit Unions in Montana
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 41 federally insured credit unions in Montana according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $8.1B in assets and serve 443K members.
The average net worth ratio for credit unions in Montana is 12.3%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Montana by total assets is WHITEFISH CREDIT UNION ASSOCIATION with $2.1B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.