Credit Union Rankings in North Dakota
Top credit unions in North Dakota by assets, members, and financial health — NCUA Q4 2025 data.
Top Credit Unions in North Dakota by Assets
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Health |
|---|---|---|---|
| #1 | FIRST COMMUNITY | $1.5B | A+ |
| #2 | CAPITAL | $889.6M | A |
| #3 | TOWN AND COUNTRY | $759.0M | A+ |
| #4 | WESTERN COOPERATIVE | $501.1M | B |
| #5 | NORTH STAR COMMUNITY | $467.6M | B |
| #6 | DAKOTA WEST | $336.1M | B |
| #7 | HOMETOWN | $212.9M | C |
| #8 | RAILWAY | $199.4M | A+ |
| #9 | ASPIRE COMMUNITY | $179.7M | A+ |
| #10 | COMMUNITY | $173.4M | A+ |
| #11 | UNITED SAVINGS | $122.4M | A+ |
| #12 | VUE COMMUNITY | $103.7M | A |
| #13 | DAKOTA PLAINS | $97.9M | A |
| #14 | AFFINITY FIRST | $69.9M | A+ |
| #15 | FARGO PUBLIC SCHOOLS | $57.4M | A+ |
| #16 | UNIVERSITY | $45.0M | A+ |
| #17 | LAMOURE | $39.9M | A+ |
| #18 | RIVERFORK | $31.6M | B+ |
| #19 | POSTAL FAMILY | $29.5M | A+ |
| #20 | AREA COMMUNITY | $27.1M | B+ |
| #21 | NORTHERN VALLEY | $20.4M | A+ |
| #22 | MED PARK | $18.0M | A+ |
| #23 | MINOT AREA SCHOOLS | $14.4M | A |
| #24 | FARGO VA | $13.8M | A+ |
| #25 | CCE | $13.8M | A |
| #26 | TEL-U-WATT | $5.5M | A |
| #27 | LISBON FARMERS UNION | $4.4M | B |
| #28 | F.F.E. | $3.5M | A+ |
| #29 | NORTHERN STS PWR COMPANY EMP | $1.5M | B |
Top Credit Unions in North Dakota by Members
Ranked by total member count — Q4 2025
| Rank | Name | Members | Health |
|---|---|---|---|
| #1 | FIRST COMMUNITY | 47K | A+ |
| #2 | CAPITAL | 33K | A |
| #3 | TOWN AND COUNTRY | 26K | A+ |
| #4 | NORTH STAR COMMUNITY | 22K | B |
| #5 | WESTERN COOPERATIVE | 18K | B |
| #6 | RAILWAY | 8,449 | A+ |
| #7 | DAKOTA WEST | 7,199 | B |
| #8 | UNITED SAVINGS | 7,167 | A+ |
| #9 | ASPIRE COMMUNITY | 6,329 | A+ |
| #10 | DAKOTA PLAINS | 4,241 | A |
| #11 | COMMUNITY | 4,092 | A+ |
| #12 | VUE COMMUNITY | 3,683 | A |
| #13 | UNIVERSITY | 3,632 | A+ |
| #14 | HOMETOWN | 3,350 | C |
| #15 | AFFINITY FIRST | 2,573 | A+ |
| #16 | FARGO PUBLIC SCHOOLS | 2,348 | A+ |
| #17 | POSTAL FAMILY | 2,273 | A+ |
| #18 | RIVERFORK | 2,145 | B+ |
| #19 | AREA COMMUNITY | 1,904 | B+ |
| #20 | MED PARK | 1,515 | A+ |
| #21 | FARGO VA | 1,491 | A+ |
| #22 | NORTHERN VALLEY | 1,445 | A+ |
| #23 | CCE | 1,318 | A |
| #24 | MINOT AREA SCHOOLS | 1,176 | A |
| #25 | LAMOURE | 1,119 | A+ |
| #26 | F.F.E. | 443 | A+ |
| #27 | TEL-U-WATT | 345 | A |
| #28 | LISBON FARMERS UNION | 240 | B |
| #29 | NORTHERN STS PWR COMPANY EMP | 121 | B |
Healthiest Credit Unions in North Dakota
Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.
| Rank | Name | Net Worth Ratio | Total Assets |
|---|---|---|---|
| #1 | LISBON FARMERS UNION | 62.4% | $4.4M |
| #2 | AREA COMMUNITY | 19.0% | $27.1M |
| #3 | CCE | 17.9% | $13.8M |
| #4 | LAMOURE | 17.5% | $39.9M |
| #5 | COMMUNITY | 16.7% | $173.4M |
| #6 | MED PARK | 16.2% | $18.0M |
| #7 | HOMETOWN | 15.6% | $212.9M |
| #8 | ASPIRE COMMUNITY | 15.0% | $179.7M |
| #9 | F.F.E. | 14.3% | $3.5M |
| #10 | WESTERN COOPERATIVE | 14.1% | $501.1M |
| #11 | RIVERFORK | 13.8% | $31.6M |
| #12 | UNIVERSITY | 13.7% | $45.0M |
| #13 | NORTH STAR COMMUNITY | 13.6% | $467.6M |
| #14 | AFFINITY FIRST | 13.3% | $69.9M |
| #15 | DAKOTA WEST | 13.2% | $336.1M |
| #16 | CAPITAL | 12.9% | $889.6M |
| #17 | TOWN AND COUNTRY | 12.8% | $759.0M |
| #18 | UNITED SAVINGS | 12.8% | $122.4M |
| #19 | NORTHERN VALLEY | 12.8% | $20.4M |
| #20 | FIRST COMMUNITY | 12.5% | $1.5B |
| #21 | FARGO VA | 12.4% | $13.8M |
| #22 | RAILWAY | 12.4% | $199.4M |
| #23 | FARGO PUBLIC SCHOOLS | 12.1% | $57.4M |
| #24 | DAKOTA PLAINS | 11.3% | $97.9M |
| #25 | POSTAL FAMILY | 10.4% | $29.5M |
| #26 | NORTHERN STS PWR COMPANY EMP | 9.8% | $1.5M |
| #27 | TEL-U-WATT | 9.2% | $5.5M |
| #28 | MINOT AREA SCHOOLS | 9.1% | $14.4M |
| #29 | VUE COMMUNITY | 8.3% | $103.7M |
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.