Credit Union Rankings in Virgin Islands
Top credit unions in Virgin Islands by assets, members, and financial health — NCUA Q4 2025 data.
Top Credit Unions in Virgin Islands by Assets
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Health |
|---|---|---|---|
| #1 | ST. THOMAS | $89.3M | A+ |
| #2 | CHRISTIANSTED | $33.5M | A+ |
| #3 | FREDERIKSTED | $23.9M | B |
| #4 | MID-ISLAND | $18.1M | A+ |
| #5 | VITELCO EMPLOYEES | $1.6M | C |
Top Credit Unions in Virgin Islands by Members
Ranked by total member count — Q4 2025
| Rank | Name | Members | Health |
|---|---|---|---|
| #1 | ST. THOMAS | 8,906 | A+ |
| #2 | CHRISTIANSTED | 3,380 | A+ |
| #3 | FREDERIKSTED | 3,012 | B |
| #4 | MID-ISLAND | 2,373 | A+ |
| #5 | VITELCO EMPLOYEES | 334 | C |
Healthiest Credit Unions in Virgin Islands
Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.
| Rank | Name | Net Worth Ratio | Total Assets |
|---|---|---|---|
| #1 | ST. THOMAS | 23.4% | $89.3M |
| #2 | CHRISTIANSTED | 19.9% | $33.5M |
| #3 | FREDERIKSTED | 16.6% | $23.9M |
| #4 | MID-ISLAND | 10.2% | $18.1M |
| #5 | VITELCO EMPLOYEES | 7.1% | $1.6M |
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.