How many credit unions are in Minnesota?

There are 82 federally insured credit unions in Minnesota according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $43.5B in assets and serve 2.2M members.

What is the average net worth ratio for credit unions in Minnesota?

The average net worth ratio for credit unions in Minnesota is 14.7%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Minnesota?

The largest credit union in Minnesota by total assets is WINGS FINANCIAL with $9.3B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Minnesota

82 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

Federally insured in Minnesota

Total Members

2.2M

Combined membership

Total Assets

$43.5B

Combined industry assets

Avg Net Worth Ratio

14.7%

Well-capitalized threshold: 7%

Cities in Minnesota

Select a city to browse local credit unions

Saint Paul7 credit unionsDULUTH7 credit unionsBLOOMINGTON4 credit unionsMINNEAPOLIS4 credit unionsAUSTIN4 credit unionsWoodbury3 credit unionsOwatonna2 credit unionsMAPLE GROVE2 credit unionsALBERT LEA2 credit unionsROCHESTER2 credit unionsBrainerd2 credit unionsVirginia2 credit unionsAurora1 credit unionTWO HARBORS1 credit unionRed Lake Falls1 credit unionROBBINSDALE1 credit unionSilver Bay1 credit unionMankato1 credit unionBaxter1 credit unionPRIOR LAKE1 credit unionSouth St Paul1 credit unionFAIRMONT1 credit unionINTERNATIONAL F1 credit unionEagan1 credit unionHibbing1 credit unionDEER RIVER1 credit unionCOOK1 credit unionDawson1 credit unionRed Wing1 credit unionBlaine1 credit unionMontevideo1 credit unionHopkins1 credit unionMaplewood1 credit unionCloquet1 credit unionEden Prairie1 credit unionMendota Heights1 credit unionELY1 credit unionCambridge1 credit unionLittle Canada1 credit unionWest St Paul1 credit unionInver Grove Hei1 credit unionAlexandria1 credit unionOAKDALE1 credit unionSOUTH SAINT PAU1 credit unionWorthington1 credit unionApple Valley1 credit unionMELROSE1 credit unionFalcon Heights1 credit unionSLEEPY EYE1 credit unionLINO LAKES1 credit unionHERMANTOWN1 credit unionSartell1 credit unionPlymouth1 credit union

Top 10 Credit Unions in Minnesota

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	WINGS FINANCIAL	$9.3B	385K	A+
#2	TRUSTONE FINANCIAL	$6.0B	220K	A+
#3	AFFINITY PLUS	$4.9B	295K	A
#4	BLAZE	$4.6B	254K	A
#5	MAGNIFI FINANCIAL	$2.6B	85K	A+
#6	MAYO EMPLOYEES	$1.5B	75K	A+
#7	MEMBERS COOPERATIVE	$1.2B	59K	B+
#8	CITY & COUNTY	$1.2B	62K	A+
#9	TOPLINE FINANCIAL	$1.1B	70K	A
#10	IDEAL	$1.1B	49K	A+