How many credit unions are in Missouri?

There are 89 federally insured credit unions in Missouri according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $18.9B in assets and serve 1.4M members.

What is the average net worth ratio for credit unions in Missouri?

The average net worth ratio for credit unions in Missouri is 12.2%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Missouri?

The largest credit union in Missouri by total assets is FIRST COMMUNITY with $4.8B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Missouri

89 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

Federally insured in Missouri

Total Members

1.4M

Combined membership

Total Assets

$18.9B

Combined industry assets

Avg Net Worth Ratio

12.2%

Well-capitalized threshold: 7%

Cities in Missouri

Select a city to browse local credit unions

Saint Louis13 credit unionsKansas City9 credit unionsJefferson City8 credit unionsSpringfield8 credit unionsSAINT JOSEPH5 credit unionsJOPLIN3 credit unionsColumbia3 credit unionsIndependence3 credit unionsSikeston2 credit unionsRAYTOWN2 credit unionsMexico2 credit unionsfenton2 credit unionsLees Summit2 credit unionsHANNIBAL2 credit unionsChesterfield2 credit unionsPark Hills2 credit unionsPoplar Bluff1 credit unionRAYMORE1 credit unionRolla1 credit unionWENTZVILLE1 credit unionFort Leonard Wo1 credit unionWARRENSBURG1 credit unionSEDALIA1 credit unionMARYVILLE1 credit unionO Fallon1 credit unionNorth Kansas Ci1 credit unionDe Soto1 credit unionST JOSEPH1 credit unionMacon1 credit unionClayton1 credit unionWillow Springs1 credit unionOAKVILLE1 credit unionArnold1 credit unionDexter1 credit unionHenley1 credit unionKelso1 credit unionSaint Charles1 credit union

Top 10 Credit Unions in Missouri

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	FIRST COMMUNITY	$4.8B	408K	A
#2	TOGETHER	$2.7B	146K	A
#3	MULTIPLI	$1.4B	75K	A+
#4	VANTAGE	$1.1B	68K	A
#5	NEIGHBORS	$560.9M	48K	A
#6	WEST COMMUNITY	$491.3M	32K	A
#7	ASSEMBLIES OF GOD	$440.7M	18K	A
#8	INFUZE	$438.5M	35K	A+
#9	ST. LOUIS COMMUNITY	$431.8M	51K	D
#10	ARSENAL	$409.2M	30K	B

Financially Strongest Credit Unions in Missouri

Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold

31.0%NW Ratio

KC UNIDOS

$8.0M in assets

23.4%NW Ratio

J C FEDERAL EMPLOYEES

$2.9M in assets

20.7%NW Ratio

BURLINGTON NORTHTOWN COMMUNITY

$15.4M in assets

18.4%NW Ratio

DISTRICT ONE HIGHWAY

$30.1M in assets

18.2%NW Ratio

ST. LOUIS POLICEMEN`S

$20.4M in assets

Credit Unions with Low Net Worth Ratios in Missouri

The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.

3.7%NW Ratio

WEDEVELOPMENT

$2.9M in assets

Frequently Asked Questions

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.