How many credit unions are in New Jersey?

There are 127 federally insured credit unions in New Jersey according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $15.4B in assets and serve 946K members.

What is the average net worth ratio for credit unions in New Jersey?

The average net worth ratio for credit unions in New Jersey is 16.7%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in New Jersey?

The largest credit union in New Jersey by total assets is AFFINITY with $4.4B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in New Jersey

127 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

127

Federally insured in New Jersey

Total Members

946K

Combined membership

Total Assets

$15.4B

Combined industry assets

Avg Net Worth Ratio

16.7%

Well-capitalized threshold: 7%

Cities in New Jersey

Select a city to browse local credit unions

NEWARK8 credit unionsjersey city6 credit unionsElizabeth5 credit unionsBLOOMFIELD4 credit unionsHOBOKEN3 credit unionsParsippany3 credit unionsNew Brunswick3 credit unionsTRENTON3 credit unionsHamilton3 credit unionsMOORESTOWN3 credit unionsLinden2 credit unionsClifton2 credit unionsKenilworth2 credit unionsFreehold2 credit unionsWOODBRIDGE2 credit unionsSayreville2 credit unionsVineland2 credit unionsBAYONNE2 credit unionsNorthfield2 credit unionsROSELLE2 credit unionsCarteret2 credit unionsEast Orange2 credit unionsPRINCETON2 credit unionsEATONTOWN1 credit unionRoselle Park1 credit unionDeepwater1 credit unionBasking Ridge1 credit unionTotowa1 credit unionSwedesboro1 credit unionPAULSBORO1 credit unionHAMILTON SQUARE1 credit unionRAHWAY1 credit unionTEANECK1 credit unionNorth Arlington1 credit unionMaple Shade1 credit unionMANVILLE1 credit unionParamus1 credit unionCRANFORD1 credit unionPlainfield1 credit unionEast Brunswick1 credit unionDOVER1 credit unionCedarville1 credit unionMAYS LANDING1 credit unionDEPTFORD1 credit unionMonroe Township1 credit unionEast Hanover1 credit unionHarrison1 credit unionBranchburg1 credit unionLAKEHURST NAEC1 credit unionPaterson1 credit unionBrick1 credit unionWaldwick1 credit unionkearny1 credit unionMercerville1 credit unionMiddlesex1 credit unionSomerset1 credit unionPASSAIC1 credit unionRancocas1 credit unionMOUNT EPHRAIM1 credit unionMEDFORD1 credit unionMilford1 credit unionHOLMDEL1 credit unionJoint Base MDL1 credit unionPERTH AMBOY1 credit unionMADISON1 credit unionNEW PROVIDENCE1 credit unionPhillipsburg1 credit unionRochelle Park1 credit unionTINTON FALLS1 credit unionTOMS RIVER1 credit unionDayton1 credit unionNutley1 credit unionMountainside1 credit unionSummit1 credit unionLyons1 credit unionFlemington1 credit unionHANCOCKS BRIDGE1 credit unionHackensack1 credit unionKendall Park1 credit unionEwing1 credit unionRed Bank1 credit unionIRVINGTON1 credit unionYARDVILLE1 credit union

Top 10 Credit Unions in New Jersey

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	AFFINITY	$4.4B	242K	A
#2	MERCK EMPLOYEES	$1.8B	24K	A+
#3	FINANCIAL RESOURCES	$617.6M	30K	B
#4	PROPONENT	$508.3M	19K	A+
#5	CREDIT UNION OF NEW JERSEY, A	$495.0M	39K	A
#6	GARDEN SAVINGS	$492.7M	31K	A
#7	PICATINNY	$464.6M	20K	A
#8	FIRST HARVEST	$458.4M	49K	A
#9	UNITED TELETECH FINANCIAL	$332.4M	18K	A
#10	FIRST ATLANTIC	$321.8M	22K	A