Credit Unions in Virgin Islands
5 federally insured credit unions — NCUA Q4 2025 data
Virgin Islands credit union statistics
Credit Unions
Federally insured in Virgin Islands
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Virgin Islands
Select a city to browse local credit unions
Top 10 Credit Unions in Virgin Islands
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | ST. THOMAS | $89.3M | 8,906 | A+ |
| #2 | CHRISTIANSTED | $33.5M | 3,380 | A+ |
| #3 | FREDERIKSTED | $23.9M | 3,012 | B |
| #4 | MID-ISLAND | $18.1M | 2,373 | A+ |
| #5 | VITELCO EMPLOYEES | $1.6M | 334 | C |
Financially Strongest Credit Unions in Virgin Islands
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 5 federally insured credit unions in Virgin Islands according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $166.4M in assets and serve 18K members.
The average net worth ratio for credit unions in Virgin Islands is 15.4%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Virgin Islands by total assets is ST. THOMAS with $89.3M in assets. You can view full details, branch locations, and financial health data on its individual profile page.
Browse Nearby States
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.