Credit Union Rankings in Kentucky

Top credit unions in Kentucky by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Kentucky by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	COMMONWEALTH	$2.7B	A+
#2	ABOUND	$2.6B	A+
#3	L & N	$2.5B	A+
#4	UNIVERSITY OF KENTUCKY	$1.6B	A+
#5	PARK	$1.4B	B
#6	TRANSCEND	$571.8M	A+
#7	MEMBERS HERITAGE	$564.0M	A+
#8	MEMBERS CHOICE	$422.1M	A
#9	ASHLAND	$408.9M	A
#10	SIGNET	$374.8M	A+
#11	C-PLANT	$350.9M	A+
#12	CLASS ACT	$341.6M	A+
#13	SERVICE ONE	$265.1M	A
#14	AUTOTRUCK FINANCIAL	$210.0M	A
#15	ADVANZ	$154.0M	A+
#16	THE HEALTH & EDUCATION	$121.2M	A+
#17	EXPREE	$114.6M	A+
#18	LAKE CHEM COMMUNITY	$96.4M	A
#19	OWENSBORO	$88.6M	A+
#20	GREATER KENTUCKY CU, INC.	$82.3M	A+
#21	COVE	$77.9M	A+
#22	DAVIESS COUNTY TEACHERS	$72.3M	A+
#23	BEACON COMMUNITY	$68.1M	A
#24	MOREHEAD COMMUNITY	$62.8M	A+
#25	KEMBA LOUISVILLE	$59.0M	B
#26	GREEN RIVER AREA	$58.0M	A+
#27	KUE	$53.9M	A
#28	METRO PLUS	$48.4M	A+
#29	LOUISVILLE GAS AND ELECTRIC COMPANY	$47.8M	A+
#30	NORTHERN KENTUCKY	$41.2M	A+
#31	AUDUBON	$34.8M	A
#32	RURAL COOPERATIVES	$33.7M	A+
#33	WHITESVILLE COMMUNITY	$33.5M	A+
#34	LOUISVILLE FEDERAL	$32.9M	A+
#35	YOUR HOMETOWN	$27.9M	A
#36	LABOR MANAGEMENT	$27.8M	B
#37	LEXINGTON POSTAL COMMUNITY	$26.4M	A
#38	MAIN IMPACT	$23.1M	A+
#39	K I T	$22.2M	A+
#40	OLD KENTUCKY HOME	$19.5M	A+
#41	ARH	$18.6M	B
#42	W B H EMPLOYEES	$16.5M	A+
#43	BROWN-FORMAN EMPLOYEES	$14.9M	B+
#44	KRAFTCOR	$12.3M	A
#45	BLUEGRASS COMMUNITY	$12.3M	C
#46	DOE RUN	$12.1M	A
#47	REGIONAL MEDICAL CTR HOPKINS CO EMP	$9.0M	A+
#48	F.C.I. ASHLAND	$8.2M	A+
#49	MSD	$7.3M	B+
#50	SHAWNEE TVA EMPLOYEES	$6.6M	A+
#51	MODERN EMPLOYEES	$5.5M	D
#52	CORNING GLASS WORKS HARRODSBG	$5.1M	C
#53	TAYCO EMPLOYEES	$2.0M	F
#54	YOUNG COMMUNITY	$758K	B+

Top Credit Unions in Kentucky by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	COMMONWEALTH	141K	A+
#2	L & N	120K	A+
#3	ABOUND	118K	A+
#4	UNIVERSITY OF KENTUCKY	112K	A+
#5	PARK	80K	B
#6	MEMBERS HERITAGE	54K	A+
#7	TRANSCEND	50K	A+
#8	ASHLAND	46K	A
#9	MEMBERS CHOICE	23K	A
#10	CLASS ACT	23K	A+
#11	SIGNET	23K	A+
#12	AUTOTRUCK FINANCIAL	17K	A
#13	SERVICE ONE	17K	A
#14	C-PLANT	16K	A+
#15	THE HEALTH & EDUCATION	12K	A+
#16	LAKE CHEM COMMUNITY	12K	A
#17	ADVANZ	9,433	A+
#18	GREATER KENTUCKY CU, INC.	9,263	A+
#19	EXPREE	9,021	A+
#20	BEACON COMMUNITY	9,000	A
#21	NORTHERN KENTUCKY	7,028	A+
#22	COVE	6,464	A+
#23	OWENSBORO	6,076	A+
#24	DAVIESS COUNTY TEACHERS	5,414	A+
#25	GREEN RIVER AREA	4,963	A+
#26	METRO PLUS	4,711	A+
#27	MOREHEAD COMMUNITY	4,399	A+
#28	KEMBA LOUISVILLE	4,034	B
#29	ARH	3,666	B
#30	RURAL COOPERATIVES	3,094	A+
#31	LABOR MANAGEMENT	2,847	B
#32	KUE	2,815	A
#33	LOUISVILLE GAS AND ELECTRIC COMPANY	2,736	A+
#34	AUDUBON	2,580	A
#35	OLD KENTUCKY HOME	2,331	A+
#36	WHITESVILLE COMMUNITY	2,316	A+
#37	W B H EMPLOYEES	2,298	A+
#38	LOUISVILLE FEDERAL	2,206	A+
#39	LEXINGTON POSTAL COMMUNITY	2,155	A
#40	MAIN IMPACT	2,001	A+
#41	BLUEGRASS COMMUNITY	1,850	C
#42	K I T	1,841	A+
#43	YOUR HOMETOWN	1,682	A
#44	DOE RUN	1,518	A
#45	REGIONAL MEDICAL CTR HOPKINS CO EMP	1,349	A+
#46	BROWN-FORMAN EMPLOYEES	1,326	B+
#47	KRAFTCOR	1,184	A
#48	MSD	883	B+
#49	F.C.I. ASHLAND	753	A+
#50	CORNING GLASS WORKS HARRODSBG	656	C
#51	SHAWNEE TVA EMPLOYEES	599	A+
#52	MODERN EMPLOYEES	511	D
#53	TAYCO EMPLOYEES	398	F
#54	YOUNG COMMUNITY	159	B+

Healthiest Credit Unions in Kentucky

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	TAYCO EMPLOYEES	51.9%	$2.0M
#2	ARH	28.1%	$18.6M
#3	CORNING GLASS WORKS HARRODSBG	23.2%	$5.1M
#4	LOUISVILLE FEDERAL	22.4%	$32.9M
#5	SHAWNEE TVA EMPLOYEES	22.0%	$6.6M
#6	GREEN RIVER AREA	20.8%	$58.0M
#7	KEMBA LOUISVILLE	20.6%	$59.0M
#8	BROWN-FORMAN EMPLOYEES	18.7%	$14.9M
#9	PARK	17.8%	$1.4B
#10	THE HEALTH & EDUCATION	17.4%	$121.2M
#11	SIGNET	17.1%	$374.8M
#12	COVE	16.1%	$77.9M
#13	ABOUND	16.1%	$2.6B
#14	ADVANZ	16.0%	$154.0M
#15	LOUISVILLE GAS AND ELECTRIC COMPANY	15.9%	$47.8M
#16	F.C.I. ASHLAND	15.3%	$8.2M
#17	MSD	14.9%	$7.3M
#18	KUE	14.8%	$53.9M
#19	W B H EMPLOYEES	14.7%	$16.5M
#20	LABOR MANAGEMENT	14.7%	$27.8M
#21	C-PLANT	14.6%	$350.9M
#22	REGIONAL MEDICAL CTR HOPKINS CO EMP	13.8%	$9.0M
#23	NORTHERN KENTUCKY	13.8%	$41.2M
#24	METRO PLUS	13.7%	$48.4M
#25	OWENSBORO	13.6%	$88.6M
#26	AUTOTRUCK FINANCIAL	13.4%	$210.0M
#27	TRANSCEND	13.1%	$571.8M
#28	MOREHEAD COMMUNITY	13.1%	$62.8M
#29	BEACON COMMUNITY	13.0%	$68.1M
#30	MEMBERS HERITAGE	12.7%	$564.0M
#31	DAVIESS COUNTY TEACHERS	12.3%	$72.3M
#32	GREATER KENTUCKY CU, INC.	12.2%	$82.3M
#33	ASHLAND	12.2%	$408.9M
#34	OLD KENTUCKY HOME	12.2%	$19.5M
#35	WHITESVILLE COMMUNITY	12.0%	$33.5M
#36	RURAL COOPERATIVES	12.0%	$33.7M
#37	K I T	11.9%	$22.2M
#38	DOE RUN	11.4%	$12.1M
#39	UNIVERSITY OF KENTUCKY	11.2%	$1.6B
#40	COMMONWEALTH	11.1%	$2.7B
#41	CLASS ACT	11.1%	$341.6M
#42	EXPREE	10.9%	$114.6M
#43	L & N	10.7%	$2.5B
#44	BLUEGRASS COMMUNITY	10.2%	$12.3M
#45	MAIN IMPACT	10.2%	$23.1M
#46	LAKE CHEM COMMUNITY	9.7%	$96.4M
#47	LEXINGTON POSTAL COMMUNITY	9.7%	$26.4M
#48	SERVICE ONE	9.4%	$265.1M
#49	YOUR HOMETOWN	8.8%	$27.9M
#50	AUDUBON	8.5%	$34.8M
#51	MODERN EMPLOYEES	8.5%	$5.5M
#52	MEMBERS CHOICE	8.2%	$422.1M
#53	KRAFTCOR	8.0%	$12.3M
#54	YOUNG COMMUNITY	7.7%	$758K

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.