Credit Union Rankings in Kentucky

Top credit unions in Kentucky by assets, members, and financial metrics — Q1 2026 NCUA data.

Top Credit Unions in Kentucky by Assets

Ranked by reported total assets — Q1 2026

Rank	Name	Total Assets	Health
#1	COMMONWEALTH	$2.8B	A+
#2	ABOUND	$2.7B	A+
#3	L & N	$2.6B	A+
#4	UNIVERSITY OF KENTUCKY	$1.7B	A+
#5	PARK	$1.4B	B+
#6	TRANSCEND	$589.4M	A+
#7	MEMBERS HERITAGE	$583.6M	A+
#8	MEMBERS CHOICE	$425.8M	A
#9	ASHLAND	$412.5M	B+
#10	SIGNET	$389.6M	A
#11	C-PLANT	$363.3M	A+
#12	CLASS ACT	$352.3M	A+
#13	SERVICE ONE	$270.8M	A
#14	AUTOTRUCK FINANCIAL	$219.1M	B+
#15	ADVANZ	$158.9M	A+
#16	THE HEALTH & EDUCATION	$125.3M	A+
#17	EXPREE	$117.7M	A+
#18	LAKE CHEM COMMUNITY	$98.4M	A
#19	OWENSBORO	$89.5M	A+
#20	GREATER KENTUCKY CU, INC.	$85.5M	A+
#21	COVE	$78.8M	A
#22	DAVIESS COUNTY TEACHERS	$75.4M	A+
#23	BEACON COMMUNITY	$70.7M	A+
#24	MOREHEAD COMMUNITY	$64.0M	A+
#25	KEMBA LOUISVILLE	$60.2M	B
#26	GREEN RIVER AREA	$60.1M	A+
#27	KUE	$55.6M	A
#28	METRO PLUS	$51.9M	A+
#29	LOUISVILLE GAS AND ELECTRIC COMPANY	$49.8M	A+
#30	NORTHERN KENTUCKY	$43.7M	A+
#31	WHITESVILLE COMMUNITY	$39.9M	A+
#32	LOUISVILLE FEDERAL	$34.9M	A
#33	AUDUBON	$34.8M	A
#34	LABOR MANAGEMENT	$28.3M	A+
#35	LEXINGTON POSTAL COMMUNITY	$27.7M	A
#36	YOUR HOMETOWN	$27.1M	A
#37	MAIN IMPACT	$23.9M	A+
#38	K I T	$22.4M	A+
#39	ARH	$20.0M	A+
#40	OLD KENTUCKY HOME	$19.6M	A+
#41	W B H EMPLOYEES	$17.0M	A+
#42	BROWN-FORMAN EMPLOYEES	$14.3M	B+
#43	BLUEGRASS COMMUNITY	$12.7M	C
#44	KRAFTCOR	$12.5M	B
#45	DOE RUN	$12.1M	C
#46	REGIONAL MEDICAL CTR HOPKINS CO EMP	$9.6M	A+
#47	F.C.I. ASHLAND	$8.5M	A+
#48	MSD	$7.8M	A+
#49	SHAWNEE TVA EMPLOYEES	$6.4M	A+
#50	CORNING GLASS WORKS HARRODSBG	$5.2M	B+
#51	TAYCO EMPLOYEES	$2.0M	F
#52	YOUNG COMMUNITY	$716K	D

Ranked by reported member count — Q1 2026

Rank	Name	Members	Health
#1	COMMONWEALTH	144K	A+
#2	L & N	122K	A+
#3	ABOUND	115K	A+
#4	UNIVERSITY OF KENTUCKY	113K	A+
#5	PARK	81K	B+
#6	MEMBERS HERITAGE	55K	A+
#7	TRANSCEND	50K	A+
#8	ASHLAND	47K	B+
#9	MEMBERS CHOICE	23K	A
#10	CLASS ACT	23K	A+
#11	SIGNET	21K	A
#12	SERVICE ONE	18K	A
#13	AUTOTRUCK FINANCIAL	17K	B+
#14	C-PLANT	16K	A+
#15	THE HEALTH & EDUCATION	12K	A+
#16	LAKE CHEM COMMUNITY	12K	A
#17	ADVANZ	9,375	A+
#18	GREATER KENTUCKY CU, INC.	9,295	A+
#19	EXPREE	8,986	A+
#20	BEACON COMMUNITY	8,909	A+
#21	NORTHERN KENTUCKY	6,790	A+
#22	COVE	6,390	A
#23	OWENSBORO	6,071	A+
#24	DAVIESS COUNTY TEACHERS	5,432	A+
#25	GREEN RIVER AREA	4,970	A+
#26	METRO PLUS	4,685	A+
#27	MOREHEAD COMMUNITY	4,442	A+
#28	KEMBA LOUISVILLE	4,009	B
#29	ARH	3,700	A+
#30	WHITESVILLE COMMUNITY	2,810	A+
#31	LABOR MANAGEMENT	2,803	A+
#32	KUE	2,760	A
#33	LOUISVILLE GAS AND ELECTRIC COMPANY	2,717	A+
#34	AUDUBON	2,567	A
#35	W B H EMPLOYEES	2,315	A+
#36	OLD KENTUCKY HOME	2,251	A+
#37	LOUISVILLE FEDERAL	2,184	A
#38	LEXINGTON POSTAL COMMUNITY	2,130	A
#39	MAIN IMPACT	2,002	A+
#40	BLUEGRASS COMMUNITY	1,861	C
#41	K I T	1,844	A+
#42	YOUR HOMETOWN	1,641	A
#43	DOE RUN	1,523	C
#44	REGIONAL MEDICAL CTR HOPKINS CO EMP	1,329	A+
#45	BROWN-FORMAN EMPLOYEES	1,303	B+
#46	KRAFTCOR	1,157	B
#47	MSD	886	A+
#48	F.C.I. ASHLAND	742	A+
#49	CORNING GLASS WORKS HARRODSBG	658	B+
#50	SHAWNEE TVA EMPLOYEES	588	A+
#51	TAYCO EMPLOYEES	383	F
#52	YOUNG COMMUNITY	188	D

Ranked only by reported net worth ratio. A higher ratio indicates a larger capital cushion relative to assets, not an overall quality rating.

Rank	Name	Net Worth Ratio	Total Assets
#1	TAYCO EMPLOYEES	51.9%	$2.0M
#2	ARH	26.5%	$20.0M
#3	SHAWNEE TVA EMPLOYEES	22.9%	$6.4M
#4	CORNING GLASS WORKS HARRODSBG	22.8%	$5.2M
#5	LOUISVILLE FEDERAL	21.2%	$34.9M
#6	GREEN RIVER AREA	20.4%	$60.1M
#7	KEMBA LOUISVILLE	20.4%	$60.2M
#8	BROWN-FORMAN EMPLOYEES	19.6%	$14.3M
#9	PARK	17.6%	$1.4B
#10	THE HEALTH & EDUCATION	17.2%	$125.3M
#11	SIGNET	16.7%	$389.6M
#12	ABOUND	15.8%	$2.7B
#13	ADVANZ	15.7%	$158.9M
#14	LOUISVILLE GAS AND ELECTRIC COMPANY	15.5%	$49.8M
#15	KUE	14.8%	$55.6M
#16	F.C.I. ASHLAND	14.7%	$8.5M
#17	LABOR MANAGEMENT	14.7%	$28.3M
#18	C-PLANT	14.6%	$363.3M
#19	W B H EMPLOYEES	13.8%	$17.0M
#20	OWENSBORO	13.8%	$89.5M
#21	NORTHERN KENTUCKY	13.4%	$43.7M
#22	REGIONAL MEDICAL CTR HOPKINS CO EMP	13.4%	$9.6M
#23	MOREHEAD COMMUNITY	13.3%	$64.0M
#24	TRANSCEND	13.0%	$589.4M
#25	AUTOTRUCK FINANCIAL	12.9%	$219.1M
#26	METRO PLUS	12.8%	$51.9M
#27	MSD	12.8%	$7.8M
#28	BEACON COMMUNITY	12.4%	$70.7M
#29	MEMBERS HERITAGE	12.3%	$583.6M
#30	OLD KENTUCKY HOME	12.3%	$19.6M
#31	ASHLAND	12.2%	$412.5M
#32	DAVIESS COUNTY TEACHERS	12.0%	$75.4M
#33	K I T	12.0%	$22.4M
#34	GREATER KENTUCKY CU, INC.	11.8%	$85.5M
#35	WHITESVILLE COMMUNITY	11.5%	$39.9M
#36	DOE RUN	11.4%	$12.1M
#37	COMMONWEALTH	11.1%	$2.8B
#38	CLASS ACT	11.1%	$352.3M
#39	COVE	11.0%	$78.8M
#40	UNIVERSITY OF KENTUCKY	11.0%	$1.7B
#41	EXPREE	10.8%	$117.7M
#42	L & N	10.5%	$2.6B
#43	MAIN IMPACT	10.1%	$23.9M
#44	BLUEGRASS COMMUNITY	9.8%	$12.7M
#45	LAKE CHEM COMMUNITY	9.8%	$98.4M
#46	SERVICE ONE	9.3%	$270.8M
#47	LEXINGTON POSTAL COMMUNITY	9.2%	$27.7M
#48	YOUR HOMETOWN	8.9%	$27.1M
#49	AUDUBON	8.8%	$34.8M
#50	MEMBERS CHOICE	8.3%	$425.8M
#51	KRAFTCOR	7.5%	$12.5M
#52	YOUNG COMMUNITY	4.6%	$716K

Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.