How many credit unions are in Massachusetts?

There are 126 federally insured credit unions in Massachusetts according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $56.8B in assets and serve 3.4M members.

What is the average net worth ratio for credit unions in Massachusetts?

The average net worth ratio for credit unions in Massachusetts is 14.3%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Massachusetts?

The largest credit union in Massachusetts by total assets is DIGITAL with $13.1B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Massachusetts

126 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

126

Federally insured in Massachusetts

Total Members

3.4M

Combined membership

Total Assets

$56.8B

Combined industry assets

Avg Net Worth Ratio

14.3%

Well-capitalized threshold: 7%

Cities in Massachusetts

Select a city to browse local credit unions

Lynn8 credit unionsBoston8 credit unionsFALL RIVER6 credit unionsSpringfield6 credit unionsSOMERVILLE5 credit unionsLowell5 credit unionsWorcester5 credit unionsCambridge3 credit unionsSouth Boston3 credit unionsChelsea2 credit unionsLEOMINSTER2 credit unionsTaunton2 credit unionsShrewsbury2 credit unionsPittsfield2 credit unionsMethuen2 credit unionsAttleboro2 credit unionsNew Bedford2 credit unionsMarlborough2 credit unionsFAIRHAVEN2 credit unionsMEDFORD2 credit unionsChicopee2 credit unionsHaverhill2 credit unionsLexington1 credit unionBELMONT1 credit unionMalden1 credit unionFramingham1 credit unionWestport1 credit unionNorfolk1 credit unionNeedham1 credit unionHanscom AFB1 credit unionARLINGTON1 credit unionGreenfield1 credit unionNorth Adams1 credit unionTewksbury1 credit unionDanvers1 credit unionRANDOLPH1 credit unionWest Wareham1 credit unionBURLINGTON1 credit unionDEDHAM1 credit unionManchester1 credit unionStoneham1 credit unionAndover1 credit unionNorwood1 credit unionStoughton1 credit unionWoburn1 credit unionHadley1 credit unionNORTH READING1 credit unionLudlow1 credit unionCharlestown1 credit unionMarblehead1 credit unionBrockton1 credit unionBeverly1 credit unionRockland1 credit unionSomerset1 credit unionFITCHBURG1 credit unionGardner1 credit unionMillbury1 credit unionLittleton1 credit unionRevere1 credit unionBILLERICA1 credit unionWest Roxbury1 credit unionSouthbridge1 credit unionAthol1 credit unionBROOKLINE1 credit unionBraintree1 credit unionWATERTOWN1 credit unionQuincy1 credit unionSHARON1 credit unionDorchester1 credit unionHolyoke1 credit unionPeabody1 credit unionNORTH GRAFTON1 credit unionLAWRENCE1 credit union

Top 10 Credit Unions in Massachusetts

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	DIGITAL	$13.1B	1.2M	A
#2	ROCKLAND	$3.5B	206K	A+
#3	METRO	$3.3B	213K	A
#4	WORKERS	$2.5B	120K	A
#5	HANSCOM	$2.2B	106K	A
#6	BRIGHTBRIDGE	$2.2B	114K	A+
#7	JEANNE D'ARC	$2.2B	101K	A
#8	GREYLOCK	$1.7B	106K	B+
#9	WEBSTER FIRST	$1.5B	85K	A+
#10	SHARON & CRESCENT UNITED	$1.4B	70K	A+