Credit Unions in Rhode Island
14 federally insured credit unions — NCUA Q4 2025 data
Rhode Island credit union statistics
Credit Unions
Federally insured in Rhode Island
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Rhode Island
Select a city to browse local credit unions
Top 10 Credit Unions in Rhode Island
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | NAVIGANT | $4.1B | 167K | A |
| #2 | COASTAL1 | $3.4B | 146K | A+ |
| #3 | GREENWOOD | $907.8M | 59K | A |
| #4 | THE PEOPLES | $807.9M | 41K | A+ |
| #5 | WESTERLY COMMUNITY | $506.6M | 22K | A |
| #6 | RHODE ISLAND | $418.5M | 28K | A+ |
| #7 | OCEAN STATE | $341.8M | 22K | A |
| #8 | WAVE | $149.2M | 6,849 | A |
| #9 | CRANSTON MUNICIPAL EMPLOYEES | $79.5M | 3,120 | A+ |
| #10 | BLACKSTONE RIVER | $73.2M | 4,297 | A+ |
Financially Strongest Credit Unions in Rhode Island
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 14 federally insured credit unions in Rhode Island according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $10.8B in assets and serve 502K members.
The average net worth ratio for credit unions in Rhode Island is 12.6%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Rhode Island by total assets is NAVIGANT with $4.1B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.