Credit Unions in Mississippi
55 federally insured credit unions — NCUA Q4 2025 data
Mississippi credit union statistics
Credit Unions
Federally insured in Mississippi
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Mississippi
Select a city to browse local credit unions
Top 10 Credit Unions in Mississippi
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | KEESLER | $5.2B | 385K | A+ |
| #2 | HOPE | $856.7M | 47K | B |
| #3 | MUTUAL | $494.7M | 43K | A |
| #4 | SINGING RIVER | $393.6M | 33K | A+ |
| #5 | NAVIGATOR | $386.3M | 47K | A+ |
| #6 | SUNBELT | $348.3M | 36K | A+ |
| #7 | STATEWIDE | $202.4M | 24K | A |
| #8 | MAGNOLIA | $178.5M | 21K | A+ |
| #9 | RIVERTRUST | $165.8M | 7,604 | A+ |
| #10 | JACKSON AREA | $162.4M | 16K | B+ |
Financially Strongest Credit Unions in Mississippi
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Credit Unions with Low Net Worth Ratios in Mississippi
The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.
Frequently Asked Questions
There are 55 federally insured credit unions in Mississippi according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $9.7B in assets and serve 807K members.
The average net worth ratio for credit unions in Mississippi is 17.9%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Mississippi by total assets is KEESLER with $5.2B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.