Credit Unions in South Dakota
33 federally insured credit unions — NCUA Q4 2025 data
South Dakota credit union statistics
Credit Unions
Federally insured in South Dakota
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in South Dakota
Select a city to browse local credit unions
Top 10 Credit Unions in South Dakota
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | BLACK HILLS | $2.3B | 109K | A+ |
| #2 | DAKOTALAND | $719.9M | 42K | A+ |
| #3 | LEVO | $507.9M | 37K | B+ |
| #4 | VOYAGE | $273.2M | 20K | A |
| #5 | HIGHMARK | $258.9M | 14K | B+ |
| #6 | SERVICE FIRST | $205.8M | 17K | A |
| #7 | BLUESTONE | $204.2M | 12K | A |
| #8 | SENTINEL | $197.2M | 9,834 | A+ |
| #9 | AREA | $196.3M | 12K | A+ |
| #10 | NORTHERN HILLS | $186.7M | 12K | A+ |
Financially Strongest Credit Unions in South Dakota
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 33 federally insured credit unions in South Dakota according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $6.0B in assets and serve 351K members.
The average net worth ratio for credit unions in South Dakota is 12.6%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in South Dakota by total assets is BLACK HILLS with $2.3B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.