How many credit unions are in Tennessee?

There are 127 federally insured credit unions in Tennessee according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $47.3B in assets and serve 2.7M members.

What is the average net worth ratio for credit unions in Tennessee?

The average net worth ratio for credit unions in Tennessee is 16.1%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Tennessee?

The largest credit union in Tennessee by total assets is EASTMAN with $9.9B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Tennessee

127 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

127

Federally insured in Tennessee

Total Members

2.7M

Combined membership

Total Assets

$47.3B

Combined industry assets

Avg Net Worth Ratio

16.1%

Well-capitalized threshold: 7%

Cities in Tennessee

Select a city to browse local credit unions

Nashville17 credit unionsMEMPHIS16 credit unionsCHATTANOOGA13 credit unionsKnoxville11 credit unionsCLEVELAND5 credit unionsOak Ridge4 credit unionsCordova4 credit unionsJACKSON4 credit unionsKingsport4 credit unionsGreeneville4 credit unionsJohnson City3 credit unionsAlcoa2 credit unionsClarksville2 credit unionsBartlett2 credit unionsELIZABETHTON2 credit unionsBrentwood2 credit unionsCrossville1 credit unionBristol1 credit unionErwin1 credit unionCollierville1 credit unionTULLAHOMA1 credit unionHERMITAGE1 credit unionLOUISVILLE1 credit unionCOUNCE1 credit unionLOUDON1 credit unionCopperhill1 credit unionCOOKEVILLE1 credit unionSmyrna1 credit unionSEVIERVILLE1 credit unionSpring Hill1 credit unionCAMDEN1 credit unionAtoka1 credit unionGALLATIN1 credit unionLYNCHBURG1 credit unionNew Johnsonvill1 credit unionSpringfield1 credit unionHixson1 credit unionShelbyville1 credit unionLAWRENCEBURG1 credit unionCHARLESTON1 credit unionCalhoun1 credit unionPARIS1 credit unionMARYVILLE1 credit unionSavannah1 credit unionMARTIN1 credit unionAthens1 credit unionCollegedale1 credit unionFRANKLIN1 credit union

Top 10 Credit Unions in Tennessee

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	EASTMAN	$9.9B	356K	A+
#2	KNOXVILLE TVA EMPLOYEES	$5.1B	304K	A+
#3	ORNL	$4.7B	226K	A+
#4	ASCEND	$4.7B	264K	A+
#5	TENNESSEE VALLEY	$3.1B	175K	A+
#6	Y-12	$2.7B	136K	A
#7	LEADERS CREDIT UNION	$1.3B	88K	A+
#8	ORION	$1.3B	68K	A+
#9	ENRICHMENT	$963.1M	48K	A+
#10	FORTERA	$927.8M	83K	A+